Maricopa County property record for 685 S Cardinal St, Gilbert, AZ 85296
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,242 sqft · built 1998 |
| Lot Size | 0.188 acres (8,207 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $373,150 (Sep 2013) |
| Tax Bill | $2,866 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-27-552 |
| Primary APN | 304-27-552 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,242 sqft Living Area |
| 1st Floor Area | 1,686 sqft |
| 2nd Floor Area | 1,556 sqft |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 8,207 sqft (0.188 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 350 sqft |
| Patio Area | 250 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 685 S CARDINAL ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85296-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7 |
| Legal Description | GREENFIELD LAKES PARCEL 2 UNIT 2 MCR 431-22 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Quarter | SW |
| Quarter-Quarter Section | SE |
| Legal Subdivision | GREENFIELD LAKES PARCEL 2 UNIT 2 |
| Legal Lot Number | 50 |
| Legal Unit | 2 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 422656 |
Source: Maricopa County records, as of November 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 685 S CARDINAL ST, GILBERT, AZ 85296-9529 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2013 · Amount on Record |
| Deed Sale | Sep 24, 2013 · Amount on Record |
| Prior Sale | Sep 24, 2013 · Amount on Record |
| Deed Document Number | 20130853415 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 685 S CARDINAL ST, GILBERT, AZ 85296-9529 |
| Document Number | 0000576232 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 685 S CARDINAL ST GILBERT AZ 852969529, GILBERT, AZ 85296-9529 |
| Document Number | 0000576232 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 576232 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,870 (-0.68%) | $628,700 (-0.68%) Land $125,700 Building $503,000 | |
| 2025 | $2,866.00 (+3.13%) | ||
| 2024 | $63,300 | $633,000 Land $126,600 Building $506,400 | |
| 2023 | $2,779.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.6% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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