671 S Cardinal St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 671 S Cardinal St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,242 sqft · built 1998
Lot Size	0.183 acres (7,971 sqft)
Owner	Individual Name on File
Tax Bill	$2,899 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-27-554`

Property Details

APN / Parcel Number

Primary APN	`304-27-554`
Alternative APN	`304275541`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,242 sqft Living Area
Gross Area	3,492 sqft
1st Floor Area	1,686 sqft
2nd Floor Area	1,556 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,971 sqft (0.183 acres)
View / Lot	Golf Course
Parking Spaces	3 Parking Spaces
Pool Area	476 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	671 S CARDINAL ST
City	GILBERT
State	AZ
Zip	85296-9529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	GREENFIELD LAKES PARCEL 2 UNIT 2 MCR 431-22
Legal Range	6E
Legal Township	1S
Legal Section	15
Legal Subdivision	GREENFIELD LAKES PARCEL 2 UNIT 2
Legal Lot Number	52
Legal Unit	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3006
Census Tract	422656

Owner

Source: Maricopa County records, as of August 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	671 S CARDINAL ST, GILBERT, AZ 85296-9529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERSHIP CENTER
Nov 22, 2022	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
May 30, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 19, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2011
Deed Sale	Apr 5, 2011
Prior Sale	Mar 28, 2011 · Amount on File
Deed Document Number	2011289466
Last Transfer Date	May 30, 2023
Transfer Doc	0000277985
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jul 27, 2026
Property Address	671 S CARDINAL ST, GILBERT, AZ 85296-9529
Document Number	0000443579
Instrument Date	Jul 21, 2026
Instrument	2026443579
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167

Mortgage

Document Number	0000443579,
Date	Jul 27, 2026
Instrument	2026443579

Lender

Name	HOMEOWNERSHIP CENTER

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 27, 2036

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	671 S CARDINAL ST, GILBERT, AZ 85296-9529
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 S CARDINAL ST, GILBERT, AZ 85296-9529

Mortgage

Document Number	0000852546
Date	Nov 22, 2022
Instrument	20220852546

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 30, 2023
Property Address	671 S CARDINAL ST, GILBERT, AZ 85296-9529
Document Number	0000277985
Map Reference	MB 431 PG 22
Instrument Date	May 24, 2023
Instrument	20230277985
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	GRAND CANYON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 S CARDINAL ST, GILBERT, AZ 85296-9529

Mortgage

Document Number	0000277986
Date	May 30, 2023
Instrument	20230277986

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

February 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 19, 2021
Property Address	671 S CARDINAL ST, GILBERT, AZ 85296-9529
Document Number	0000189083
Map Reference	MB 431 PG 22
Instrument Date	Feb 19, 2021
Instrument	20210189083
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	671 S CARDINAL ST, GILBERT, AZ 85296-9529

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3990 BANNANTYNE #106 # 106, 106, VERDUN XX

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,380 (+68.27%)	$633,800 (+5.72%) Land $126,700 Building $507,100
2025	$2,899.00 (+3.09%)	$37,665 (-40.92%)	$599,500 (-5.96%) Land $119,900 Building $479,600
2024		$63,750	$637,500 Land $127,500 Building $510,000
2023	$2,812.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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