685 Ridge Rd, Quincy, MI 49082 Property Records

Branch County property record for 685 Ridge Rd, Quincy, MI 49082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,415 sqft · built 2009
Lot Size	2.69 acres (117,176 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,452 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-005-200-010-04`

Property Details

APN / Parcel Number

Primary APN	`080-005-200-010-04`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,415 sqft Living Area
1st Floor Area	1,415 sqft
Basement Area	1,415 sqft
Unfinished Basement	1,415 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Lot Area	117,176 sqft (2.69 acres)
Garage Area	2,396 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	685 RIDGE RD
City	QUINCY
State	MI
Zip	49082-9483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW COR OF N 50 RDS (825 FT) OF NE FRL 1/4 TH E 900 FT TH S 240 FT TH W 350 FT TH N 180 FT TH W 550 FT TH N 60 FT TO POB
Legal Range	05W
Legal Township	06S
Legal Section	05
Jurisdiction	BRANCH MI
Township / Civil Division	QUINCY
Census Block Group	1
Census Block	1003
Census Tract	950800

Owner

685 Ridge Rd is owned and occupied by two individuals who acquired it in January 2022.

Source: Branch County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	685 RIDGE RD, QUINCY, MI 49082-9483
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Intrafamily Transfer, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I
Jun 25, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 17, 2022
Transfer Doc	0202200422
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Jan 19, 2022
Property Address	685 RIDGE RD, QUINCY, MI 49082-9483
Document Number	0202200422
Instrument Date	Jan 17, 2022
Instrument	2022-00422
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 RIDGE RD, QUINCY, MI 49082-9483

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Jun 25, 2020
Property Address	685 RIDGE RD, QUINCY, MI 49082-9483
Document Number	0202004034
Instrument Date	Jun 12, 2020
Instrument	2020-04034
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 RIDGE RD, QUINCY, MI 49082-9483

Mortgage

Document Number	0202004035
Date	Jun 25, 2020
Instrument	2020-04035

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 685 Ridge Rd was $2,452, up 2.7% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Quincy Township
Unified School District	Quincy Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,856 (+3.99%)	$321,712 (+3.99%)
2025	$2,452.00 (+2.68%)	$154,689	$309,378
2024	$2,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 685 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 685 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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