581 Ridge Rd, Quincy, MI 49082 Property Records

Branch County property record for 581 Ridge Rd, Quincy, MI 49082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1980
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (May 2020)
Tax Bill	$2,144 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-008-200-005-01`

Property Details

APN / Parcel Number

Primary APN	`080-008-200-005-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Lot Area	50,094 sqft (1.15 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	581 RIDGE RD
City	QUINCY
State	MI
Zip	49082-9445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT INTERSECTION OF NEWTON RD. & RIDGE RD., TH S 684 FT TO POB, TH S 224 FT, TH E 224 FT, TH N 224 FT, TH W 224 FT TO POB
Legal Range	05W
Legal Township	06S
Legal Section	08
Jurisdiction	BRANCH MI
Township / Civil Division	QUINCY
Census Block Group	1
Census Block	1006
Census Tract	950800

Owner

Source: Branch County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	581 RIDGE RD, QUINCY, MI 49082-9445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Line of Credit TRUST COMPANY
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage STURGIS BANK AND TRUST COMPANY
May 22, 2020	Trustee's Deed, Foreclosure · Conventional Mortgage OAK MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2020 · Amount on Record
Deed Sale	May 22, 2020 · Amount on Record
Deed Document Number	20203324
Prior Transfer Date	Apr 22, 2020
Prior Transfer Doc	0202003324
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Recording Date	Aug 18, 2026
Property Address	581 RIDGE RD, QUINCY, MI 49082-9445
Document Number	0000005205
Instrument Date	Aug 11, 2026
Instrument	20265205
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 RIDGE RD, QUINCY, MI 49082-9445

Mortgage

Document Number	0000005205,
Date	Aug 18, 2026
Instrument	20265205

Lender

Name	TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 2, 2036

Interest

Rate Type	Adjustable Rate
Rate	4.74%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Recording Date	Apr 29, 2026
Property Address	581 RIDGE RD, QUINCY, MI 49082-9445
Document Number	0000002626
Instrument Date	Apr 24, 2026
Instrument	20262626
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 RIDGE RD, QUINCY, MI 49082-9445

Mortgage

Document Number	0000002626,
Date	Apr 29, 2026
Instrument	20262626

Lender

Name	STURGIS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BRANCH MI
Recording Date	May 22, 2020
Property Address	581 RIDGE RD, QUINCY, MI 49082-9445
Document Number	0202003324
Instrument Date	Apr 22, 2020
Instrument	2020-03324
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 RIDGE RD, QUINCY, MI 49082-9445

Mortgage

Document Number	0202003325
Date	May 22, 2020
Instrument	2020-03325

Lender

Name	OAK MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2040

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Quincy Township
Unified School District	Quincy Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,545 (+3.32%)	$183,090 (+3.32%)
2025	$2,144.00 (+2.88%)	$88,606 (+14.91%)	$177,212 (+14.91%)
2024	$2,084.00
2023		$77,112	$154,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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