685 Riddle Rd, Cincinnati, OH 45220 Property Records

Hamilton County property record for 685 Riddle Rd, Cincinnati, OH 45220

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,089 sqft · built 1915
Lot Size	0.245 acres (10,672 sqft)
Owner	2 Company Names on File
Last Sale	$385,000 (Jan 2022)
Tax Bill	$8,309 (2025)
Deeds & Mortgages	Apr 2024 Transfer Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099-0002-0065-00`

Property Details

APN / Parcel Number

Primary APN	`099-0002-0065-00`
Alternative APN	`0011251`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,089 sqft Living Area
Gross Area	4,417 sqft
1st Floor Area	1,337 sqft
2nd Floor Area	1,184 sqft
Attic	Attic
Attic Area	568 sqft
Basement Area	1,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,672 sqft (0.245 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	685 RIDDLE RD
City	CINCINNATI
State	OH
Zip	45220-2605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	685 RIDDLE RD 70 X 150 WS RIDDLE RD 70 FT S OF SLINE OF RIDDLE RD
Legal Subdivision	COL JOHN RIDDLES ESTATE
Legal Lot Number	72
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1004
Census Tract	2902

Owner

685 Riddle Rd is owned by a company that acquired it in April 2024 and is owner-occupied.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Company Names on File
Mailing Address	685 RIDDLE RD, CINCINNATI, OH 45220-2605
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Transfer on Death Deed, Transfer
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Feb 15, 2022	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Jan 28, 2022	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2022 · Amount on File
Deed Sale	Jan 28, 2022 · Amount on File
Prior Sale	Nov 28, 2011 · Amount on File
Deed Document Number	202210410
Deed Book / Page	14593 / 814
Last Transfer Date	Apr 5, 2024
Transfer Doc	0000024101
Record Updated	Sep 20, 2026

April 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 12, 2024
Property Address	685 RIDDLE RD, CINCINNATI, OH 45220-2605
Document Number	0000024101
Book / Page	15144 / 1160
Instrument Date	Apr 2, 2024
Instrument	2024-0024101
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 RIDDLE RD, CINCINNATI, OH 45220-2605

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	685 RIDDLE RD, CINCINNATI, OH 45220-2605
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	TERRY MONNIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027397
Date	Mar 15, 2022
Book Page	14624/1079
Instrument	2022-0027397

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 15, 2022
Property Address	685 RIDDLE RD, CINCINNATI, OH 45220-2605
Document Number	0000017166
Book / Page	14605 / 2169
Instrument Date	Feb 14, 2022
Instrument	2022-0017166
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 RIDDLE RD, CINCINNATI, OH 45220-2605

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 28, 2022
Property Address	685 RIDDLE RD, CINCINNATI, OH 45220-2605
Document Number	0000010410
Book / Page	14593 / 814
Instrument Date	Dec 21, 2021
Instrument	2022-0010410
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	LANDSEL TITLE, LANDSEL TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	685 RIDDLE RD, CINCINNATI, OH 45220-2605

Mortgage

Document Number	0000010411
Date	Jan 28, 2022
Instrument	2022-0010411

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 685 Riddle Rd was $8,309, up 3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,309.00 (+3.03%)	$134,750 (-) Land $24,360 Building $110,390	$385,000 Land $69,600 Building $315,400
2024	$8,065.00 (-2.14%)	$134,750 (-) Land $24,360 Building $110,390
2023	$8,241.00 (+55.81%)	$134,750 (+73.99%) Land $24,360 Building $110,390	$385,000 Land $69,600 Building $315,400
2022	$5,289.00 Homeowner's exemption	$77,445 Land $13,885 Building $63,560
2020			$221,270 Land $39,670 Building $181,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 685 Riddle Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 685 Riddle Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Riddle Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures