684 Riddle Rd, Cincinnati, OH 45220 Property Records

Hamilton County property record for 684 Riddle Rd, Cincinnati, OH 45220

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,580 sqft · built 1900
Lot Size	0.155 acres (6,752 sqft)
Owner	Company Name on Record
Last Sale	$144,000 (Dec 2017)
Tax Bill	$5,053 (2025)
Deeds & Mortgages	May 2022 Transfer Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099-0003-0009-00`

Property Details

APN / Parcel Number

Primary APN	`099-0003-0009-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,580 sqft Living Area
Gross Area	3,532 sqft
1st Floor Area	952 sqft
2nd Floor Area	1,628 sqft
Basement Area	952 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	136 ft deep x 186 ft wide
Deck Area	Deck Area
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	684 RIDDLE RD
City	CINCINNATI
State	OH
Zip	45220-2602
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	SF2
Legal Description	684 RIDDLE RD 50 X 136.19LOT 6-7 PT LOT 8 E LOCKESSUB PARS 9-10-11 CONS
Legal Subdivision	E LOCKES SUB
Legal Lot Number	8
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2001
Census Tract	2902

Owner

Source: Hamilton County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	684 RIDDLE RD, CINCINNATI, OH 45220-2602
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 16, 2018	Deed of Trust, Mortgage FIFTH THIRD BANK
Jan 22, 2021	Deed of Trust, Mortgage UNION SVGS
Dec 29, 2017	Survivorship Deed, Transfer · Conventional Mortgage WESTERN OHIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2017 · Amount on Record
Deed Sale	Dec 29, 2017 · Amount on Record
Prior Sale	Apr 2, 2010 · Amount on Record
Deed Document Number	2017118123
Last Transfer Date	May 3, 2022
Transfer Doc	0000045998
Record Updated	Sep 20, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	May 9, 2022
Property Address	684 RIDDLE RD, CINCINNATI, OH 45220-2602
Document Number	0000045998
Book / Page	14663 / 655
Map Reference	MB 8 VOL 2 PG 12
Instrument Date	May 3, 2022
Instrument	2022-0045998
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 RIDDLE RD, CINCINNATI, OH 45220-2602

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	684 RIDDLE RD, CINCINNATI, OH 45220-2602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060463
Date	Jul 16, 2018
Instrument	18-0060463

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jun 25, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	684 RIDDLE RD, CINCINNATI, OH 45220-2602
Document Number	0000011916
Instrument Date	Jan 22, 2021
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	684 RIDDLE RD CINCINNATI OH 452202602, CINCINNATI, OH 45220-2602

Mortgage

Document Number	0000011916
Date	Jan 27, 2021
Book Page	014342/002563
Instrument	11916

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 26, 2036

December 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 29, 2017
Property Address	684 RIDDLE RD, CINCINNATI, OH 45220-2602
Document Number	0000008123
Map Reference	MB 8 PG 12
Instrument Date	Dec 15, 2017
Instrument	17-0118123
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	REPUBLIC TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	684 RIDDLE RD, CINCINNATI, OH 45220-2602

Mortgage

Document Number	0000008124
Date	Dec 29, 2017
Instrument	17-0118124

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,053.00 (+0.14%)	$78,936 (-) Land $18,365 Building $60,571	$225,530 (-) Land $52,470 Building $173,060
2024	$5,046.00 (-0.16%)	$78,936 (-) Land $18,365 Building $60,571
2023	$5,054.00 (+35.71%)	$78,936 (+55.42%) Land $18,365 Building $60,571	$225,530 (+55.42%) Land $52,470 Building $173,060
2022	$3,724.00 Homeowner's exemption	$50,789 Land $10,469 Building $40,320
2020			$145,110 Land $29,910 Building $115,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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