685 Oleander St, Mount Dora, FL 32757 Property Records

Lake County property record for 685 Oleander St, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 1974
Lot Size	0.358 acres (15,587 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (May 2026)
Tax Bill	$3,041 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`25-19-26-0600-000-02300`

Property Details

APN / Parcel Number

Primary APN	`25-19-26-0600-000-02300`
Alternative APNs	`261925060000002300` `1647118`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,672 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	1,672 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2011
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,587 sqft (0.358 acres)
Lot Dimensions	120 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	312 sqft
Porch	Unfinished Open Porch
Porch Area	475 sqft
Deck Area	Deck Area
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1647118
Street Address	685 OLEANDER ST
City	MOUNT DORA
State	FL
Zip	32757-4633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LAKE DORA PINES LOT 23 PB 20 PG 22 ORB 5080 PG 1614
Legal Range	26E
Legal Township	19S
Legal Section	25
Legal Subdivision	LAKE DORA PINES
Legal Tract	0600
Legal Lot Number	23
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3002
Census Tract	30915

Owner

Source: Lake County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	685 OLEANDER ST, MOUNT DORA, FL 32757-4633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit ADDITION FINANCIAL CU
Jul 8, 2024	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
May 6, 2026	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
May 6, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
Mar 15, 2018	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG
Jan 19, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Mar 15, 2018 · Amount on Record
Deed Document Number	202655582
Deed Book / Page	6733 / 1828
Prior Transfer Date	Jan 3, 2017
Prior Transfer Doc	0048910542
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	685 OLEANDER ST, MOUNT DORA, FL 32757-4633
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 OLEANDER ST, MOUNT DORA, FL 32757-4633

Mortgage

Document Number	0058711479
Date	Jan 6, 2022
Book Page	5871/1479
Instrument	2022002485

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2049

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	685 OLEANDER ST, MOUNT DORA, FL 32757-4633
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	BROKERS TITLE/LEESBURG LLC, BROKERS TTL OF LEESBURG LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 OLEANDER ST, MOUNT DORA, FL 32757-4633

Mortgage

Document Number	0059740627
Date	Jun 14, 2022
Book Page	5974/627
Instrument	2022081942

Lender

Name	ADDITION FINANCIAL CU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Jun 13, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	685 OLEANDER ST, MOUNT DORA, FL 32757-4633
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 OLEANDER ST, MOUNT DORA, FL 32757-4633

Mortgage

Document Number	0063602034
Date	Jul 8, 2024
Book Page	6360/2034
Instrument	2024078915

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 6, 2026
Property Address	685 OLEANDER ST, MOUNT DORA, FL 32757-4633
Document Number	0000055582
Book / Page	6733 / 1828
Instrument Date	Apr 28, 2026
Instrument	2026.55582
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	ATON TITLE, WATSON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 OLEANDER ST, MOUNT DORA, FL 32757-4633
Investor	Possibly a Property Investor

Mortgage

Document Number	0000055583,
Date	May 6, 2026
Instrument	2026..55583

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 6, 2026
Property Address	685 OLEANDER ST, MOUNT DORA, FL 32757-4633
Document Number	0067331828
Book / Page	6733 / 1828
Instrument Date	Apr 28, 2026
Instrument	202655582
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	WATSON LAND TITLE, WATSON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 OLEANDER ST, MOUNT DORA, FL 32757-4633
Investor	Possibly a Property Investor

Mortgage

Document Number	0000055583,
Date	May 6, 2026
Instrument	202655583

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 15, 2018
Property Address	685 OLEANDER ST, MOUNT DORA, FL 32757-4633
Document Number	0050801614
Book / Page	005080 / 001614
Instrument Date	Mar 9, 2018
Instrument	30165
Transaction Type	Transfer
Record Updated	Apr 2, 2018
Title Company	CHELSEA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,463.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	685 OLEANDER ST MOUNT DORA FL 327574633, MOUNT DORA, FL 32757-4633

Mortgage

Document Number	50801616
Date	Mar 15, 2018
Book Page	005080/001616
Instrument	30166

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2048

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jan 19, 2017
Property Address	685 OLEANDER ST, MOUNT DORA, FL 32757-4633
Document Number	0048910542
Book / Page	004891 / 000542
Instrument Date	Jan 3, 2017
Instrument	6395
Transaction Type	Transfer
Record Updated	Jan 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	685 OLEANDER ST MOUNT DORA FL 327574633, MOUNT DORA, FL 32757-4633

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,990 (+2.9%)	$377,716 (-) Land $48,000 Building $329,716
2025		$212,820 (+5.98%) Land $48,000 Building $164,820	$377,716 (+2.66%) Land $48,000 Building $329,716
2024	$3,041.00 (+10.58%)
2023	$2,750.00 (+7.13%) Homeowner's exemption	$200,810 (+3%)	$367,943 (+31.71%) Land $48,000 Building $319,943
2022	$2,567.00 Homeowner's exemption	$194,970	$279,369 Land $38,000 Building $241,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications, Verizon.

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