640 Oleander St, Mount Dora, FL 32757 Property Records

Lake County property record for 640 Oleander St, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,926 sqft · built 1973
Lot Size	0.285 acres (12,410 sqft)
Owner	Individual Name on Record
Last Sale	$204,500 (Aug 2017)
Tax Bill	$3,186 (2024)
Deeds & Mortgages	Nov 2019 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-19-26-0600-000-01800`

Property Details

APN / Parcel Number

Primary APN	`25-19-26-0600-000-01800`
Alternative APNs	`261925060000001800` `1647070`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,926 sqft Living Area
Gross Area	2,451 sqft
1st Floor Area	1,926 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,410 sqft (0.285 acres)
Lot Dimensions	146 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	608 sqft
Porch	Finished/Open Porch
Porch Area	158 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1647070
Street Address	640 OLEANDER ST
City	MOUNT DORA
State	FL
Zip	32757-4633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE DORA PINES LOT 18 PB 20 PG 22 ORB 4982 PG 2084
Legal Range	26E
Legal Township	19S
Legal Section	25
Legal Subdivision	LAKE DORA PINES
Legal Tract	0600
Legal Lot Number	18
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3002
Census Tract	30915

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 OLEANDER ST, MOUNT DORA, FL 32757-4633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Aug 4, 2017	Warranty Deed, Transfer · VA Mortgage HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2017 · Amount on Record
Deed Sale	Aug 4, 2017 · Amount on Record
Prior Sale	Nov 25, 2014 · Amount on Record
Deed Document Number	201784314
Deed Book / Page	4982 / 2084
Prior Transfer Date	May 16, 2008
Prior Transfer Doc	0036440439
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	640 OLEANDER ST, MOUNT DORA, FL 32757-4633
Document Number	0053790313
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 OLEANDER ST MOUNT DORA FL 327574633, MOUNT DORA, FL 32757-4633

Mortgage

Document Number	0053790313
Date	Nov 22, 2019
Book Page	005379/000313
Instrument	133261

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 4, 2017
Property Address	640 OLEANDER ST, MOUNT DORA, FL 32757-4633
Document Number	0049822084
Book / Page	4982 / 2084
Map Reference	MB 20 PG 22
Instrument Date	Jul 31, 2017
Instrument	2017084314
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,431.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3101 LAKE JOANNA DR, 3101, EUSTIS, FL 32726-7042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 OLEANDER ST, MOUNT DORA, FL 32757-4633

Mortgage

Document Number	2017084317
Date	Aug 4, 2017
Instrument	2017084317

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,570 (+2.9%)	$412,320 (-) Land $48,000 Building $364,320
2025		$228,940 (+5.99%) Land $48,000 Building $180,940	$412,320 (+2.64%) Land $48,000 Building $364,320
2024	$3,186.00 (+10.36%)
2023	$2,887.00 (+6.85%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$216,010 (+3%)	$401,712 (+30.91%) Land $48,000 Building $353,712
2022	$2,702.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$209,720	$306,862 Land $38,000 Building $268,862

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications, Verizon.

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