685 Mount Massive St, Berthoud, CO 80513 Property Records

Larimer County property record for 685 Mount Massive St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,590 sqft · built 2013
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (May 2021)
Tax Bill	$3,758 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`94133-18-001`

Property Details

APN / Parcel Number

Primary APN	`94133-18-001`
Alternative APN	`R1605169`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,590 sqft Living Area
Basement Area	1,084 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2022
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	848 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1605169
Old Parcel Number	9413318001
Street Address	685 MOUNT MASSIVE ST
City	BERTHOUD
State	CO
Zip	80513-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLOCK 9, PEAKVIEW MEADOWS SUBDIVISION, BER (2001021285)
Legal Range	69
Legal Township	04
Legal Section	13
Legal Quarter	SW
Legal Subdivision	PEAKVIEW MEADOWS SUBDIVISION
Legal Block	9
Legal Lot Number	1
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2021
Census Tract	2700

Owner

Source: Larimer County records · APN 94133-18-001

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	685 MOUNT MASSIVE ST, BERTHOUD, CO 80513-2632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	May 22, 2014 · Amount on Record
Deed Document Number	20210050648
Record Updated	Jun 08, 2026

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 21, 2021
Property Address	685 MOUNT MASSIVE ST, BERTHOUD, CO 80513-2632
Document Number	0000050648
Instrument Date	May 13, 2021
Instrument	20210050648
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$49.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	685 MOUNT MASSIVE ST, BERTHOUD, CO 80513-2632

Mortgage

Document Number	0000050649
Date	May 21, 2021
Instrument	20210050649

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2026
Change Frequency	Monthly
Min Rate At Change	5%
Max Rate At Change	7%
Index	Other
Max Rate	10%

Tax Assessment & Valuation

Source: Larimer County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,758.00 (+5.5%)	$37,138 (-11.78%) Land $8,750 Building $28,388	$594,200 (-5.43%) Land $140,000 Building $454,200
2023	$3,562.00 (+16.18%)	$42,096 (+31.64%) Land $9,380 Building $32,716	$628,300 (+36.56%) Land $140,000 Building $488,300
2022	$3,066.00	$31,977 Land $6,644 Building $25,333	$460,100 Land $95,600 Building $364,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Larimer County (08069C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080690027002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 195 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Inventive Wireless of Nebraska Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	TOWN OF BERTHOUD serves 14,211 people
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.