Larimer County property record for 640 Mount Massive St, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,558 sqft · built 2005 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $515,000 (Aug 2021) |
| Tax Bill | $3,122 (2025) |
| Deeds & Mortgages | Nov 2021 Second Mortgage Aug 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94133-14-014 |
| Primary APN | 94133-14-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,558 sqft Living Area |
| Basement Area | 770 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 591 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1605132 |
|---|---|
| Old Parcel Number | 9413314014 |
| Street Address | 640 MOUNT MASSIVE ST |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-3804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14, BLOCK 5, PEAKVIEW MEADOWS SUBDIVISION, BER (2001021285) |
| Legal Range | 69 |
| Legal Township | 04 |
| Legal Section | 13 |
| Legal Quarter | SW |
| Legal Subdivision | PEAKVIEW MEADOWS SUBDIVISION |
| Legal Block | 5 |
| Legal Lot Number | 14 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 2700 |
Source: Larimer County records · APN 94133-14-014
Assessment roll updated August 25, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 MOUNT MASSIVE ST, BERTHOUD, CO 80513-3804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ELEVATIONS CU |
| Aug 09, 2021 | Warranty Deed, Transfer · Conventional Mortgage ELEVATIONS CU |
| Jan 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL |
| Mar 05, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY FED'L S&L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 09, 2021 · Amount on Record |
| Deed Sale | Aug 09, 2021 · Amount on Record |
| Prior Sale | Jun 13, 2016 · Amount on Record |
| Deed Document Number | 20210074931 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 640 MOUNT MASSIVE ST, BERTHOUD, CO 80513-3804 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000107323 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 20210107323 |
| Name | ELEVATIONS CU |
|---|---|
| Type | Credit Union |
| Address | BOULDER, CO 80301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 15, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Aug 09, 2021 |
| Property Address | 640 MOUNT MASSIVE ST, BERTHOUD, CO 80513-3804 |
| Document Number | 0000074931 |
| Instrument Date | Aug 06, 2021 |
| Instrument | 20210074931 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $51.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 MOUNT MASSIVE ST, BERTHOUD, CO 80513-3804 |
| Document Number | 0000074932 |
|---|---|
| Date | Aug 09, 2021 |
| Instrument | 20210074932 |
| Name | ELEVATIONS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 640 MOUNT MASSIVE ST, BERTHOUD, CO 80513-3804 |
| Document Number | 0000004530 |
| Instrument Date | Jan 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2019 |
| Name | Verified Name |
|---|---|
| Address | 640 MOUNT MASSIVE ST BERTHOUD CO 80513, BERTHOUD, CO 80513 |
| Document Number | 0000004530 |
|---|---|
| Date | Jan 28, 2019 |
| Instrument | 4530 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | DENVER, CO 80203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 9.99% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 640 MOUNT MASSIVE ST, BERTHOUD, CO 80513-3804 |
| Document Number | 0000015636 |
| Instrument Date | Mar 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 660 MOUNT MASSIVE ST BERTHOUD CO 80513, BERTHOUD, CO 80513 |
| Document Number | 0000015636 |
|---|---|
| Date | Mar 19, 2018 |
| Instrument | 15636 |
| Name | GUARANTY FED'L S&L |
|---|---|
| Type | Federal Savings Bank |
| Address | LOVELAND, CO 80539 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3% |
|---|
Source: Larimer County records · Assessment roll updated August 25, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Berthoud Town |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,122.00 (+9.47%) | $30,856 (-10.4%) Land $8,750 Building $22,106 | $493,700 (-3.95%) Land $140,000 Building $353,700 |
| 2023 | $2,852.00 (+15.47%) | $34,438 (+33.7%) Land $9,380 Building $25,058 | $514,000 (+38.69%) Land $140,000 Building $374,000 |
| 2022 | $2,470.00 | $25,757 Land $6,644 Building $19,113 | $370,600 Land $95,600 Building $275,000 |
Source: FEMA National Flood Hazard Layer as of September 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Inventive Wireless of Nebraska Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies.
Based on FCC filings for 195 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF BERTHOUD serves 14,211 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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