San Luis Obispo County property record for 685 Morro Ave, #C, Morro Bay, CA 93442
| Property Type | Condominium Offices |
|---|---|
| Details | 871 sqft · built 1958 |
| Lot Size | 0.019 acres (871 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,098 (2025) |
| Deeds & Mortgages | Aug 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-301-053 |
| Primary APN | 066-301-053 |
|---|
| Building Area | 871 sqft Total Area |
|---|
| Year Built | Built 1958 |
|---|---|
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 871 sqft (0.019 acres) |
| Street Address | 685 MORRO AVE # C, C |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2233 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Condominium Offices |
| Local Zoning Code | C1 |
| Legal Description | CY MB TR 1012 UNIT C & PTN PAR 1 |
| Legal Subdivision | TRACT 1012 UN C |
| Legal Tract | 1012 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10602 |
685 Morro Ave, #C is held in a trust since August 2021.
Source: San Luis Obispo County records, as of September 29, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 690 PONDEROSA ST, MORRO BAY, CA 93442-1639 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 3 Names on Deed |
|---|---|
| Prior Sale | Mar 27, 2020 · Amount on File |
| Last Transfer Date | Aug 9, 2021 |
| Transfer Doc | 0000055623 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 9, 2021 |
| Property Address | 685 MORRO AVE # C, C, MORRO BAY, CA 93442-2233 |
| Document Number | 0000055623 |
| Map Reference | VOL 2443 PG 45-49 |
| Instrument Date | Aug 4, 2021 |
| Instrument | 2021055623 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 690 PONDEROSA ST, MORRO BAY, CA 93442-1639 |
The 2025 property tax bill for 685 Morro Ave, #C was $5,098.
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,098.00 | $462,606 Land $273,408 Building $189,198 |
| 2023 | $4,921.00 (+6.68%) | $444,645 Land $262,793 Building $181,852 |
| 2022 | $4,613.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 685 Morro Ave, #C in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 685 Morro Ave, #C is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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