685 Miramonte Dr, Santa Barbara, CA 93109 Property Records

Santa Barbara County property record for 685 Miramonte Dr, Santa Barbara, CA 93109

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,764 sqft · built 1968
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Company Names on Record
Last Sale	$1,750,000 (Nov 2003)
Tax Bill	$31,145 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`035-253-001`

Property Details

APN / Parcel Number

Primary APN	`035-253-001`
Alternative APN	`03525301`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,764 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	33,106 sqft (0.76 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	685 MIRAMONTE DR
City	SANTA BARBARA
State	CA
Zip	93109-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E1
Legal Description	TR MIRAMONTE RM BK 15/42-43 LOT 53
Legal Subdivision	MIRAMONTE
Legal Lot Number	53
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2000
Census Tract	1203

Owner

Source: Santa Barbara County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	685 MIRAMONTE DR, SANTA BARBARA, CA 93109-1414
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit JOE ABRAMSON PROFIT SHARING PLAN
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINDERMERE ENTS LLC
Jul 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRILUX CORP
Oct 10, 2017	Quit Claim Deed, Transfer Quitclaim
Jul 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage GREAT LAKES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2003 · Amount on Record
Deed Sale	Nov 26, 2003 · Amount on Record
Prior Sale	Feb 24, 1999
Deed Document Number	2003161645
Last Transfer Date	Oct 6, 2017
Transfer Doc	0000048702
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	685 MIRAMONTE DR, SANTA BARBARA, CA 93109-1414
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 NLIRAMONTE DRIVE, SANTA BARBARA, CA 93109

Mortgage

Document Number	0000049257
Date	Nov 29, 2022
Instrument	2022-0049257

Lender

Name	JOE ABRAMSON PROFIT SHARING PLAN
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	685 MIRAMONTE DR, SANTA BARBARA, CA 93109-1414
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 MIRAMONTE DR, SANTA BARBARA, CA 93109-1414

Mortgage

Document Number	0000085577
Date	Dec 16, 2021
Instrument	2021-0085577

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	685 MIRAMONTE DR, SANTA BARBARA, CA 93109-1414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029444
Date	Jun 21, 2017
Instrument	2017-0029444

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	685 MIRAMONTE DR, SANTA BARBARA, CA 93109-1414
Document Number	0000075998
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	685 MIRAMONTE DR SANTA BARBARA CA 931091414, SANTA BARBARA, CA 93109-1414

Mortgage

Document Number	0000075998
Date	Dec 18, 2020
Instrument	75998

Lender

Name	WINDERMERE ENTS LLC
Address	16055 VENTURA BLVD # 811, ENCINO, CA 91436-2610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	685 MIRAMONTE DR, SANTA BARBARA, CA 93109-1414
Document Number	0000032772
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	685 MIRAMONTE DR SANTA BARBARA CA 931091414, SANTA BARBARA, CA 93109-1414

Mortgage

Document Number	0000032772
Date	Aug 3, 2018
Instrument	32772

Lender

Name	TRILUX CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Oct 10, 2017
Property Address	685 MIRAMONTE DR, SANTA BARBARA, CA 93109-1414
Document Number	0000048702
Instrument Date	Oct 6, 2017
Instrument	48702
Transaction Type	Transfer
Record Updated	Oct 23, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	685 MIRAMONTE DR SANTA BARBARA CA 931091414, SANTA BARBARA, CA 93109-1414

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	685 MIRAMONTE DR, SANTA BARBARA, CA 93109-1414
Document Number	0000036563
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 26, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	685 MIRAMONTE DR SANTA BARBARA CA 931091414, SANTA BARBARA, CA 93109-1414

Mortgage

Document Number	0000036563
Date	Aug 1, 2017
Instrument	36563

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 31, 2032

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,016,185 (+2%) Land $1,885,295 Building $1,130,890
2025	$31,145.00 (+1.74%)	$2,957,045 (+4.04%) Land $1,848,329 Building $1,108,716
2024	$30,611.00 (+1.85%)
2023	$30,055.00 (+1.75%) Homeowner's exemption Additional exemption filed	$2,842,221 Land $1,776,557 Building $1,065,664
2022	$29,539.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks, Verizon.

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