677 Miramonte Dr, Santa Barbara, CA 93109 Property Records

Santa Barbara County property record for 677 Miramonte Dr, Santa Barbara, CA 93109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,430 sqft · built 1962
Lot Size	0.48 acres (20,909 sqft)
Owner	Company Name on Record
Last Sale	$470,000 (Sep 1994)
Tax Bill	$10,503 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`035-253-002`

Property Details

APN / Parcel Number

Primary APN	`035-253-002`
Alternative APN	`03525302`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,430 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	677 MIRAMONTE DR
City	SANTA BARBARA
State	CA
Zip	93109-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E1
Legal Description	MIRAMONTE TR LOT 55
Legal Subdivision	MIRAMONTE
Legal Lot Number	55
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2000
Census Tract	1203

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	677 MIRAMONTE DR, SANTA BARBARA, CA 93109-1414
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED AMERICAN MORTGAGE CORP
Oct 3, 2018	Deed of Trust, Mortgage · ARM LUTHER BURBANK SAVINGS
Oct 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
Mar 23, 2020	Deed of Trust, Mortgage · Line of Credit FIRST SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 1994 · Amount on Record
Deed Sale	Sep 22, 1994 · Amount on Record
Prior Sale	Apr 29, 1994
Deed Document Number	199472675
Last Transfer Date	Jun 2, 2015
Transfer Doc	0000028577
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	677 MIRAMONTE DR, SANTA BARBARA, CA 93109-1414
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 MIRAMONTE DR, SANTA BARBARA, CA 93109-1414

Mortgage

Document Number	0000040576
Date	Dec 24, 2025
Instrument	2025-0040576

Lender

Name	UNITED AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	677 MIRAMONTE DR, SANTA BARBARA, CA 93109-1414
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042362
Date	Oct 3, 2018
Instrument	2018-0042362

Lender

Name	LUTHER BURBANK SAVINGS
Type	Lending Institution
Address	SANTA ROSA, CA 95401

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.12%
Index	1-Year LIBOR
Max Rate	11.1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	677 MIRAMONTE DR, SANTA BARBARA, CA 93109-1414
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046340
Date	Oct 30, 2018
Instrument	2018-0046340

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	677 MIRAMONTE DR, SANTA BARBARA, CA 93109-1414
Document Number	0000015520
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	677 MIRAMONTE DR SANTA BARBARA CA 931091414, SANTA BARBARA, CA 93109-1414

Mortgage

Document Number	0000015520
Date	Mar 26, 2020
Instrument	15520

Lender

Name	FIRST SVGS BK
Type	Federal Savings Bank
Address	702 N SHORE DR, JEFFERSONVILLE, IN 47130-3104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,008,654 (+0.98%) Land $556,814 Building $451,840
2025	$10,503.00 (+4.71%) Homeowner's exemption Additional exemption filed	$998,878 (+5.09%) Land $545,897 Building $452,981
2023	$10,031.00 (+1.77%) Homeowner's exemption Additional exemption filed	$950,481 Land $524,700 Building $425,781
2022	$9,857.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks, Verizon.

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