685 Hillview Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 685 Hillview Dr, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,209 sqft · built 1966
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Oct 2025)
Tax Bill	$3,608 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-42-06C-175`

Property Details

APN / Parcel Number

Primary APN	`41-42-06C-175`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,209 sqft Living Area
1st Floor Area	1,209 sqft
Game Room	Game Room

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	19,994 sqft (0.459 acres)
View / Lot	Cul-de-sac
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	685 HILLVIEW DR
City	CINCINNATI
State	OH
Zip	45245-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MURPH & MURPH 3A; LOT 175
Legal Subdivision	MURPH AND MURPH SUBDIVISION
Legal Lot Number	175
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2000
Census Tract	41305

Owner

685 Hillview Dr is owned and occupied by an individual who bought it in October 2025.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	685 HILLVIEW DR, CINCINNATI, OH 45245-2008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK
Mar 19, 2021	Transfer on Death Deed, Transfer
Sep 9, 2020	Administrator's Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2025 · Amount on File
Deed Sale	Oct 29, 2025 · Amount on File
Prior Sale	Sep 9, 2020 · Amount on File
Deed Document Number	202522785
Deed Book / Page	3006 / 4800
Prior Transfer Date	Mar 18, 2021
Prior Transfer Doc	0000008816
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Oct 29, 2025
Property Address	685 HILLVIEW DR, CINCINNATI, OH 45245-2008
Document Number	0000022785
Book / Page	3006 / 4800
Instrument Date	Oct 24, 2025
Instrument	202500022785
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	AHTA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 HILLVIEW DR, CINCINNATI, OH 45245-2008

Mortgage

Document Number	0000022786
Date	Oct 29, 2025
Instrument	202500022786

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CLERMONT OH
Recording Date	Mar 19, 2021
Property Address	685 HILLVIEW DR, CINCINNATI, OH 45245-2008
Document Number	0000008816
Book / Page	2873 / 3273
Map Reference	MB K PG 12
Instrument Date	Mar 18, 2021
Instrument	202100008816
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2020: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	CLERMONT OH
Recording Date	Sep 9, 2020
Property Address	685 HILLVIEW DR, CINCINNATI, OH 45245-2008
Document Number	0000024030
Book / Page	2850 / 4720
Map Reference	MB K PG 12
Instrument Date	Sep 3, 2020
Instrument	202000024030
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 HILLVIEW DR, CINCINNATI, OH 45245-2008

Mortgage

Document Number	0000024031
Date	Sep 9, 2020
Instrument	202000024031

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 685 Hillview Dr was $3,608 with a homeowner's exemption, down 0.2% from the year before.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,608.00 (-0.19%)	$71,690 (-) Land $16,770 Building $54,920
2024	$3,615.00 (-49.3%) Homeowner's exemption	$71,690 (-) Land $16,770 Building $54,920	$204,800 (-) Land $47,900 Building $156,900
2023	$7,130.00 (+147.83%) Homeowner's exemption	$71,690 (+45.15%) Land $16,770 Building $54,920	$204,800 Land $47,900 Building $156,900
2022	$2,877.00 Homeowner's exemption	$49,390 Land $11,550 Building $37,840
2020			$141,100 Land $33,000 Building $108,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 685 Hillview Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1982–2002)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 685 Hillview Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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