673 Highlands Dr, Hampstead, NC 28443 Property Records

Pender County property record for 673 Highlands Dr, Hampstead, NC 28443 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,320 sqft · built 2005
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Jul 2024)
Tax Bill	$2,804 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3294-11-7963-0000`

Property Details

APN / Parcel Number

Primary APN	`3294-11-7963-0000`
Alternative APNs	`000057980` `964530`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,320 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	11,326 sqft (0.26 acres)
Porch	Porch
Porch Area	211 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000057980
Old Parcel Number	3294 11 7963 0000
Street Address	673 HIGHLANDS DR
City	HAMPSTEAD
State	NC
Zip	28443-7239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L179 PB 39/45 CASTLE BAY
Legal Subdivision	CASTLE BAY
Legal Lot Number	179
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2047
Census Tract	920203

Owner

Source: Pender County records · APN 3294-11-7963-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	673 HIGHLANDS DR, HAMPSTEAD, NC 28443-7239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2024 · Amount on Record
Deed Sale	Jul 18, 2024 · Amount on Record
Prior Sale	Apr 14, 2023 · Amount on Record
Deed Document Number	0025614841
Deed Book / Page	2561 / 4841
Record Updated	Jun 08, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Apr 14, 2023
Property Address	673 HIGHLANDS DR, HAMPSTEAD, NC 28443-7239
Document Number	0048102042
Book / Page	4810 / 2042
Map Reference	MB 39 PG 45
Instrument Date	Mar 31, 2023
Transaction Type	Transfer
Record Updated	May 02, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3649 ZIMMERLY RD, ERIE, PA 16506-4819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	673 HIGHLANDS DR, HAMPSTEAD, NC 28443-7239

Mortgage

Document Number	0048102045
Date	Apr 14, 2023
Instrument	4810-2045

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 01, 2028
Change Frequency	7 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	10-Year CMTI
Max Rate	11%

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,804.00 (+9.4%)	$407,698 (+44.8%) Land $38,955 Building $368,743	$407,698 (+44.8%) Land $38,955 Building $368,743
2023		$281,555 (-) Land $75,060 Building $206,495	$281,555 (-) Land $75,060 Building $206,495
2022	$2,563.00	$281,555 Land $75,060 Building $206,495	$281,555 Land $75,060 Building $206,495

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419202032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Cost	Premium on Record median of 213 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	213 in force
Nearby Flood Claims	30 (2016–2018)
Claims Outside the SFHA	10 of 30
Most Recent Claim	Sep 2018, river or lake flooding, Hurricane Florence
Claims By Storm	Hurricane Florence, Sep 2018 · 29 claims

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 88% of North Carolina
Wildfire Likelihood	About 1 in 403 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.