Clay County property record for 685 Elf School Rd, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1994 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,780 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 548901060975 |
| Primary APN | 548901060975 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 1,248 sqft Heated Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 28,750 sqft (0.66 acres) |
| Account Number | 623469000 |
|---|---|
| Street Address | 685 ELF SCHOOL RD |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELF RD SR1153 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HIAWASSEE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 950101 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 COVE HARBOR CT, TAYLORS, SC 29687-5972 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 21, 2024 |
| Transfer Doc | 0000483/49 |
| Record Updated | Oct 29, 2026 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,780.00 | $542,200 (+108.06%) Land $398,000 Building $144,200 | $542,200 (+108.06%) Land $398,000 Building $144,200 |
| 2025 | $260,600 (-) Land $199,000 Building $61,600 | $260,600 (-) Land $199,000 Building $61,600 | |
| 2023 | $1,198.00 | $260,600 Land $199,000 Building $61,600 | $260,600 Land $199,000 Building $61,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 1,929.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Blue Ridge Mountain EMC.
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