Clay County property record for 647 Elf School Rd, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 385 sqft · built 1998 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $440 (2026) |
| Deeds & Mortgages | Nov 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 548901072262 |
| Primary APN | 548901072262 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 385 sqft Heated Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 30,492 sqft (0.7 acres) |
| Account Number | 616896000 |
|---|---|
| Street Address | 647 ELF SCHOOL RD |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELF RD SR1153 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HIAWASSEE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 950101 |
647 Elf School Rd is held in a trust since October 2018.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 219 ALTA VISTA DR, CANDLER, NC 28715-8839 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 31, 2018 |
| Transfer Doc | 425/0113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Nov 8, 2018 |
| Property Address | 647 ELF SCHOOL RD, HAYESVILLE, NC 28904 |
| Document Number | 425/0113 |
| Book / Page | 425 / 0113 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 2018002575 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 219 ALTA VISTA DR, 219, CANDLER, NC 28715-8839 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 219 ALTA VISTA DR, CANDLER, NC 28715-8839 |
The 2026 property tax bill for 647 Elf School Rd was $440, up 3.5% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $440.00 (+3.53%) | $109,900 (+58.82%) Land $61,400 Building $48,500 | $109,900 (+58.82%) Land $61,400 Building $48,500 |
| 2025 | $425.00 | $69,200 Land $41,000 Building $28,200 | $69,200 Land $41,000 Building $28,200 |
| 2023 | $318.00 | $69,200 Land $41,000 Building $28,200 | $69,200 Land $41,000 Building $28,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 647 Elf School Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 647 Elf School Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Blue Ridge Mountain EMC.
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