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685 E Washington St, Monticello, FL 32344 Property Records

Jefferson County property record for 685 E Washington St, Monticello, FL 32344

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,812 sqft · built 1961
Lot Size0.692 acres (30,150 sqft)
Owner2 Individual Names on File
Last Sale$266,000 (Apr 2026)
Tax Bill$3,737 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Oct 2019 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN00-00-00-0200-0000-0051

Property Details

APN / Parcel Number

Primary APN00-00-00-0200-0000-0051
Alternative APN
  • 1034

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,812 sqft Living Area
1st Floor Area1,812 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 2002
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area30,150 sqft (0.692 acres)
Lot Dimensions335 ft deep x 90 ft wide
Garage TypeCarport
Garage Area280 sqft
CarportCarport
Carport Area280 sqft
PorchFinished/Open Porch
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address685 E WASHINGTON ST
CityMONTICELLO
StateFL
Zip32344-2546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 75 FT LOT 6 & 15 FT OFF E SIDE LOT 5 ANDREW DENHAM ADD ORB 542 P 32
Legal Range05E
Legal Township02N
Legal Section30
Legal SubdivisionANDREW DENHAM ADD
Legal Lot Number5-6,1
JurisdictionJEFFERSON FL
Township / Civil DivisionMONTICELLO
Census Block Group1
Census Block1021
Census Tract250103

Owner

685 E Washington St is owned and occupied by two individuals who bought it in April 2026.

Source: Jefferson County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address685 E WASHINGTON ST, MONTICELLO, FL 32344-2546
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE
Oct 31, 2019Correction Deed, Transfer
NORTH FLORIDA ABSTRACT AND TITLE, NORTH FLORIDA ABSTRACT & TITLE
Oct 31, 2019Correction Deed, Transfer
NORTH FLORIDA ABSTRACT AND TITLE, NORTH FLORIDA ABSTRACT & TITLE
Oct 31, 2019Warranty Deed, Transfer · Conventional Mortgage
PRIME MERIDIAN BANK
Oct 31, 2019Quit Claim Deed, Transfer
NORTH FLORIDA ABSTRACT AND TITLE, NORTH FLORIDA ABSTRACT & TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2026 · Amount on File
Deed SaleApr 30, 2026 · Amount on File
Prior SaleDec 3, 2024 · Amount on File
Deed Document Number20261412
Deed Book / Page882 / 700
Prior Transfer DateOct 18, 2019
Prior Transfer Doc0007750591
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON FL
Recording DateApr 30, 2026
Property Address685 E WASHINGTON ST, MONTICELLO, FL 32344-2546
Document Number0008820700
Book / Page882 / 700
Instrument DateApr 3, 2026
Instrument20261412
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyCLEAR TITLE, CLEVER TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$188,062.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address685 E WASHINGTON ST, MONTICELLO, FL 32344-2546

Mortgage

Document Number0000001413,
DateApr 30, 2026
Instrument20261413
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate5.75%
Max Rate-1%

October 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionJEFFERSON FL
Recording DateOct 31, 2019
Property Address685 E WASHINGTON ST, MONTICELLO, FL 32344-2546
Document Number0007750588
Book / Page000775 / 000588
Instrument DateOct 21, 2019
Instrument33002909
Transaction TypeTransfer
Record UpdatedNov 20, 2019
Title CompanyNORTH FLORIDA ABSTRACT AND TITLE, NORTH FLORIDA ABSTRACT & TITLE

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 E WASHINGTON ST MONTICELLO FL 323442546, MONTICELLO, FL 32344-2546

October 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionJEFFERSON FL
Recording DateOct 31, 2019
Property Address685 E WASHINGTON ST, MONTICELLO, FL 32344-2546
Document Number0007750591
Book / Page000775 / 000591
Instrument DateOct 18, 2019
Instrument33002910
Transaction TypeTransfer
Record UpdatedNov 20, 2019
Title CompanyNORTH FLORIDA ABSTRACT AND TITLE, NORTH FLORIDA ABSTRACT & TITLE

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 E WASHINGTON ST MONTICELLO FL 323442546, MONTICELLO, FL 32344-2546

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON FL
Recording DateOct 31, 2019
Property Address685 E WASHINGTON ST, MONTICELLO, FL 32344-2546
Document Number0007750596
Book / Page0775 / 0596
Map ReferenceMB C PG 545
Instrument DateOct 18, 2019
Instrument201933002912
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyNORTH FL ABSTRACT & TTL LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$945.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2792 ROYAL OAKS DR, 2792, TALLAHASSEE, FL 32309-2557

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 E WASHINGTON ST, MONTICELLO, FL 32344-2546

Mortgage

Document Number0000775599
DateOct 31, 2019
Instrument0775/599
Lender
NamePRIME MERIDIAN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJEFFERSON FL
Recording DateOct 31, 2019
Property Address685 E WASHINGTON ST, MONTICELLO, FL 32344-2546
Document Number0007750585
Book / Page000775 / 000585
Instrument DateOct 16, 2019
Instrument33002908
Transaction TypeTransfer
Record UpdatedNov 20, 2019
Title CompanyNORTH FLORIDA ABSTRACT AND TITLE, NORTH FLORIDA ABSTRACT & TITLE

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 E WASHINGTON ST MONTICELLO FL 323442546, MONTICELLO, FL 32344-2546

Tax Assessment & Valuation

The 2025 property tax bill for 685 E Washington St was $3,737.

Source: Jefferson County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJefferson County
MunicipalityMonticello City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,737.00$167,165 (+20.12%) Land $55,778 Building $111,387$167,165 (-15.63%) Land $55,778 Building $111,387
2024$3,737.00 (+66.02%) Homeowner's exemption$139,168 (+3%)$198,138 (+1.93%) Land $28,643 Building $169,495
2023$2,251.00 (+6.18%) Homeowner's exemption$135,114 (+2.75%)$194,384 (+4.13%) Land $27,135 Building $167,249
2022$2,120.00 Homeowner's exemption$131,492$186,681 Land $24,120 Building $162,561

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 685 E Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 685 E Washington St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTICELLO
serves 4,502 people · EPA ID FL1330478
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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