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685 E Pearl St, Bartow, FL 33830 Property Records

Polk County property record for 685 E Pearl St, Bartow, FL 33830 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 4,132 sqft · built 1957
Lot Size0.64 acres (27,857 sqft)
Owner2 Individual Names on File
Last Sale$146,300 (Jun 2017)
Tax Bill$3,204 (2025)
Deeds & MortgagesJun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-30-08-415000-009011

Property Details

APN / Parcel Number

Primary APN25-30-08-415000-009011
Alternative APNs
  • 083025415000009011
  • 83025000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area4,132 sqft Living Area
Gross Area4,660 sqft
1st Floor Area3,136 sqft
Upper Floors Area996 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialMetal
Lot Area27,857 sqft (0.64 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area528 sqft
PorchUnfinished Open Porch
Porch Area30 sqft
Utility Building368 sqft

Location & Zoning

Street Address685 E PEARL ST
CityBARTOW
StateFL
Zip33830-5758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVARN W R ADD DB E PG 371 & CORRECTIVE PLAT IN PB 5 PG 16 BLK 9 LOT 1 LESS S 90 FT OF E 125 FT
Legal Range25E
Legal Township30S
Legal Section08
Legal SubdivisionVARN W R ADDITION
Legal Tract415000
Legal Block9
Legal Lot Number1
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group2
Census Block2046
Census Tract15102

Owner

Source: Polk County records · APN 25-30-08-415000-009011

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address685 E PEARL ST, BARTOW, FL 33830-5758
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2017 · Amount on Record
Deed SaleJun 23, 2017 · Amount on Record
Deed Document Number2017120372
Deed Book / Page10185 / 1022
Prior Transfer DateJun 21, 2017
Prior Transfer Doc0000120372
Record UpdatedSep 20, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 23, 2017
Property Address685 E PEARL ST, BARTOW, FL 33830-5758
Document Number0101851022
Book / Page010185 / 001022
Instrument DateJun 21, 2017
Instrument120372
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,024.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9300 W RUBY LAKE DR WINTER HAVEN FL 33884, WINTER HAVEN, FL 33884

Mortgage

Document Number101851024
DateJun 23, 2017
Book Page010185/001024
Instrument120373
Lender
NameFBC MTG
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJun 22, 2042

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,204.00 (+0.19%) Homeowner's exemption$199,147 (+0.5%)$223,797 (+3.1%) Land $40,857 Building $182,940
2023$3,198.00 (+24.68%) Homeowner's exemption$198,150 (+17.31%)$217,064 (+20.96%) Land $38,964 Building $178,100
2022$2,565.00 Homeowner's exemption$168,915$179,457 Land $36,464 Building $142,993

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050151022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the South Bartow Residential District
listed 1993 · 204 contributing resources · NRIS 93000394

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 258 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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