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495 E Pearl St, Bartow, FL 33830 Property Records

Polk County property record for 495 E Pearl St, Bartow, FL 33830 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,894 sqft · built 1939
Lot Size0.465 acres (20,273 sqft)
Owner2 Individual Names on File
Last Sale$444,900 (Apr 2026)
Tax Bill$1,355 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-30-08-414000-000070

Property Details

APN / Parcel Number

Primary APN25-30-08-414000-000070
Alternative APNs
  • 083025414000000070
  • 83025000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,894 sqft Living Area
Gross Area2,729 sqft
1st Floor Area2,384 sqft
FlooringTile
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialOther
Lot Area20,273 sqft (0.465 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area345 sqft

Exterior Amenities

Pool Area450 sqft
PorchPorch
Porch Area345 sqft
Patio Area735 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address495 E PEARL ST
CityBARTOW
StateFL
Zip33830-5634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHULL LAURA V ADD PB 1 PG 11A LOTS 7 8 & E 17.5 FT OF 9
Legal Range25E
Legal Township30S
Legal Section08
Legal SubdivisionHULL LAURA V ADDITION
Legal Tract414000
Legal Block2
Legal Lot Number7
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group2
Census Block2043
Census Tract15102

Owner

Source: Polk County records · APN 25-30-08-414000-000070

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1228 MARSH CREEK LN, ORLANDO, FL 32828-6131
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 24, 2026 · Amount on Record
Deed SaleApr 24, 2026 · Amount on Record
Prior SaleJun 08, 2006 · Amount on Record
Deed Document Number202697126
Deed Book / Page13970 / 103
Transfer Doc5021000678
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 24, 2026
Property Address495 E PEARL ST, BARTOW, FL 33830-5634
Document Number0000097126
Book / Page13970 / 103
Instrument DateApr 23, 2026
Instrument2026.97126
Transaction TypeTransfer
Record UpdatedMay 06, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$314,544.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000097127,
DateApr 24, 2026
Instrument2026..97127
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.11%
Max Rate-1%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,355.00 (-24.26%) Homeowner's exemption$117,685 (+5.99%)$377,975 (+4.81%) Land $78,316 Building $299,659
2024$1,789.00 (+8.49%)
2023$1,649.00 (+46.84%) Homeowner's exemption$111,037 (+3%)$360,619 (+15.95%) Land $34,813 Building $325,806
2022$1,123.00 Homeowner's exemption$107,803$311,003 Land $29,258 Building $281,745

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050151022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the South Bartow Residential District
listed 1993 · 204 contributing resources · NRIS 93000394

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 258 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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