685 Chapin Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 685 Chapin Rd, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,597 sqft · built 1972
Lot Size	0.409 acres (17,859 sqft)
Owner	Individual Name on Record
Tax Bill	$3,284 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051-311-017-000`

Property Details

APN / Parcel Number

Primary APN	`051-311-017-000`
Alternative APN	`0513111710`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,597 sqft Living Area

Exterior

Year Built	Built 1972
Construction Type	Wood
Lot Area	17,859 sqft (0.409 acres)
View / Lot	Excellent
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,597 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Old Parcel Number	0513111710
Street Address	685 CHAPIN RD
City	PLACERVILLE
State	CA
Zip	95667-6608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 18 10 11
Legal Range	11
Legal Township	10
Legal Section	18
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	1
Census Block	1030
Census Tract	31200

Owner

Source: El Dorado County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	685 CHAPIN RD, PLACERVILLE, CA 95667-6608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2002
Deed Sale	May 22, 2002
Prior Sale	Dec 30, 1998 · Amount on Record
Deed Document Number	2002-0037460
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	685 CHAPIN RD, PLACERVILLE, CA 95667-6608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 CHAPIN RD, PLACERVILLE, CA 95667-6608

Mortgage

Document Number	0000074793
Date	Dec 22, 2020
Instrument	2020-0074793

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	685 CHAPIN RD, PLACERVILLE, CA 95667-6608
Document Number	0000008602
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 CHAPIN RD PLACERVILLE CA 956676608, PLACERVILLE, CA 95667-6608

Mortgage

Document Number	0000008602
Date	Feb 25, 2020
Instrument	8602

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	685 CHAPIN RD, PLACERVILLE, CA 95667-6608
Document Number	0000047941
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 CHAPIN RD PLACERVILLE CA 956676608, PLACERVILLE, CA 95667-6608

Mortgage

Document Number	0000047941
Date	Oct 25, 2017
Instrument	47941

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,284.00 (+3.43%) Homeowner's exemption	$314,796 (+4.04%) Land $83,488 Building $231,308
2023	$3,175.00 (+1.47%) Homeowner's exemption	$302,574 Land $80,247 Building $222,327
2022	$3,129.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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