Carroll County property record for 685 Arbor Dr, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 858 sqft · built 1985 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,832 (May 2009) |
| Tax Bill | $3,087 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-022447 |
| Primary APN | 03-022447 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 858 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 44,867 sqft (1.03 acres) |
| Deck Area | 72 sqft |
| Patio Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 022447 |
|---|---|
| Street Address | 685 ARBOR DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-1450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 27 - 1.03 ACS ARBOR DR 26-18 SC 2 GRAND VALLEY FARMS |
| Legal Subdivision | GRAND VALLEY FARMS |
| Legal Lot Number | 27 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 3, MYERS |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 503000 |
685 Arbor Dr is owned and occupied by an individual who bought it in May 2009.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 685 ARBOR DR, WESTMINSTER, MD 21158-1450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2009 · Amount on File |
| Deed Sale | May 26, 2009 · Amount on File |
| Prior Sale | May 26, 2009 · Amount on File |
| Deed Document Number | 200982778 |
| Deed Book / Page | 5826 / 377 |
| Transfer Doc | 0000052892 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 685 Arbor Dr was $3,087, up 5.3% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,087.00 (+5.25%) | $270,300 (+5.34%) | $297,700 (+16.02%) Land $150,300 Building $147,400 |
| 2025 | $2,933.00 | $256,600 Land $125,300 Building $131,300 | $256,600 Land $125,300 Building $131,300 |
| 2023 | $2,568.00 (+6.87%) | $227,333 (+6.88%) | $256,600 (+20.64%) Land $125,300 Building $131,300 |
| 2022 | $2,403.00 | $212,700 Land $125,300 Building $87,400 | $212,700 Land $125,300 Building $87,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 685 Arbor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 685 Arbor Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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