Carroll County property record for 681 Arbor Dr, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,665 sqft · built 1985 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,700 (Sep 1985) |
| Tax Bill | $4,072 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-022420 |
| Primary APN | 03-022420 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,665 sqft Total Area |
| Basement Area | 936 sqft |
| Finished Basement | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 45,738 sqft (1.05 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 210 sqft |
| Deck Area | 456 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 022420 |
|---|---|
| Street Address | 681 ARBOR DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-1450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 25 - 1.05 ACS ARBOR DR 26-18 SEC 2 GRAND VALLEY FARMS |
| Legal Subdivision | GRAND VALLEY FARMS SEC 02 |
| Legal Lot Number | 25 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 3, MYERS |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 503000 |
681 Arbor Dr is owned and occupied by two individuals who bought it in September 1985.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 681 ARBOR DR, WESTMINSTER, MD 21158-1450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 1985 · Amount on File |
| Deed Sale | Sep 10, 1985 · Amount on File |
| Deed Book / Page | 916 / 849 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 21, 2026 |
| Property Address | 681 ARBOR DR, WESTMINSTER, MD 21158-1450 |
| Document Number | 1176000240 |
| Book / Page | 11769 / 240 |
| Instrument Date | May 11, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | DATA SEARCH |
| Name | Verified Name |
|---|---|
| Address | 681 ARBOR DR, WESTMINSTER, MD 21158-1450 |
| Document Number | 1176000240, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 11769/240 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 681 Arbor Dr was $4,072 with a homeowner's exemption, up 4.9% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,072.00 (+4.92%) Homeowner's exemption | $392,933 (+4.95%) | $430,000 (+14.85%) Land $150,500 Building $279,500 |
| 2025 | $3,881.00 Homeowner's exemption | $374,400 Land $125,500 Building $248,900 | $374,400 Land $125,500 Building $248,900 |
| 2023 | $3,606.00 Homeowner's exemption | $319,200 | $374,400 Land $125,500 Building $248,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 681 Arbor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 681 Arbor Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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