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685 8th St, Clearwater, MN 55320 Property Records

Wright County property record for 685 8th St, Clearwater, MN 55320

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 892 sqft · built 2002
Lot Size0.093 acres (4,050 sqft)
OwnerIndividual Name on Record
Last Sale$142,900 (Feb 2018)
Tax Bill$2,518 (2026)
Deeds & MortgagesJul 2022 Transfer
Feb 2018 Sale
Flood ZoneZone X (minimal risk)
APN104-028-003130

Property Details

APN / Parcel Number

Primary APN104-028-003130

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area892 sqft Living Area
1st Floor Area892 sqft
Basement Area840 sqft
Finished Basement840 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2004
Architectural StyleTownhouse
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialWood Shingle
Lot Area4,050 sqft (0.093 acres)
Garage TypeAttached
Garage Area412 sqft
Parking Spaces2 Parking Spaces
Deck Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address685 8TH ST
CityCLEARWATER
StateMN
Zip55320-1641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-02 TWP-122 RANGE-027 CEDAR SOUTH LOT-013 BLOCK-003
Legal Range027
Legal Township122
Legal Section02
Legal SubdivisionCEDAR SOUTH
Legal Block3
Legal Lot Number13
JurisdictionWRIGHT MN
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1056
Census Tract100300

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address685 8TH ST, CLEARWATER, MN 55320-1641
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2022Transfer on Death Deed, Transfer
Feb 22, 2018Warranty Deed, Transfer
FIRST AMERICAN TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2018 · Amount on Record
Deed SaleFeb 22, 2018 · Amount on Record
Prior SaleAug 14, 2003 · Amount on Record
Deed Document Number20181364497
Record UpdatedOct 29, 2026

July 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionWRIGHT MN
Recording DateJul 28, 2022
Property Address685 8TH ST, CLEARWATER, MN 55320-1641
Document Number00A1513153
Instrument DateJul 21, 2022
InstrumentA1513153
Transaction TypeTransfer
Record UpdatedAug 15, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 8TH ST, CLEARWATER, MN 55320-1641

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateFeb 22, 2018
Property Address685 8TH ST, CLEARWATER, MN 55320-1641
Document Number0001364497
Instrument DateFeb 20, 2018
Instrument1364497
Transaction TypeTransfer
Record UpdatedFeb 6, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transaction

AmountAmount Recorded
Tax$471.57
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 8TH ST, CLEARWATER, MN 55320-1641

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityClearwater City
CountyWright County
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,518.00 (+13.22%)$223,200 (-2.19%) Land $25,500 Building $197,700$223,200 (-2.19%) Land $25,500 Building $197,700
2025$228,200 (+4.54%) Land $40,500 Building $187,700$228,200 (+4.54%) Land $40,500 Building $187,700
2023$218,300 Land $40,500 Building $177,800$218,300 Land $40,500 Building $177,800
2022$2,224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1998–2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemClearwater
serves 2,129 people · EPA ID MN1860025
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Midco
Cable · Fiber in parts of the area		1,250 / 60

May also be available: T-Mobile, Verizon.

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