680 8th St, Clearwater, MN 55320 Property Records

Wright County property record for 680 8th St, Clearwater, MN 55320

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,090 sqft · built 2004
Lot Size0.151 acres (6,600 sqft)
OwnerIndividual Name on File
Last Sale$311,500 (Nov 2025)
Tax Bill$3,354 (2026)
Deeds & MortgagesNov 2025 Sale & Mortgage
Jul 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN104-028-002090

Property Details

APN / Parcel Number

Primary APN104-028-002090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,090 sqft Living Area
1st Floor Area1,090 sqft
Basement Area780 sqft
Finished Basement780 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2006
Architectural StyleDome
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,600 sqft (0.151 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area40 sqft
Deck Area168 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address680 8TH ST
CityCLEARWATER
StateMN
Zip55320-1641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-02 TWP-122 RANGE-027 CEDAR SOUTH LOT-009 BLOCK-002
Legal Range027
Legal Township122
Legal Section02
Legal SubdivisionCEDAR SOUTH
Legal Block2
Legal Lot Number9
JurisdictionWRIGHT MN
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1050
Census Tract100300

Owner

680 8th St is owned and occupied by an individual who bought it in November 2025.

Source: Wright County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address680 8TH ST, CLEARWATER, MN 55320-1641
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Warranty Deed, Transfer · Conventional Mortgage
NORTHPORT FUNDING LLC
Jul 21, 2021Warranty Deed, Transfer · Conventional Mortgage
BELL BANK
Apr 26, 2018Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING
Apr 26, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2025 · Amount on File
Deed SaleNov 18, 2025 · Amount on File
Prior SaleJul 21, 2021 · Amount on File
Deed Document Number20251589951
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateNov 18, 2025
Property Address680 8TH ST, CLEARWATER, MN 55320-1641
Document Number00A1589951
Instrument DateNov 18, 2025
InstrumentA1589951
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyTMG TITLE COMPANY LLC, BOLD TITLE COMPANY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,027.95
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address680 8TH ST, CLEARWATER, MN 55320-1641

Mortgage

Document Number00A1589952
DateNov 18, 2025
InstrumentA1589952
Lender
NameNORTHPORT FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateJul 21, 2021
Property Address680 8TH ST, CLEARWATER, MN 55320-1641
Document Number0001477503
Instrument DateJul 9, 2021
Instrument1477503
Transaction TypeTransfer
Record UpdatedAug 18, 2021
Title CompanyEDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$874.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address680 8TH ST, CLEARWATER, MN 55320-1641

Mortgage

Document Number0001477504
DateJul 21, 2021
Instrument1477504
Lender
NameBELL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWRIGHT MN
Property Address680 8TH ST, CLEARWATER, MN 55320-1641
Document Number0001370159
Instrument DateApr 26, 2018
Transaction TypeMortgage
Record UpdatedMay 31, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address680 8TH ST CLEARWATER MN 553201641, CLEARWATER, MN 55320-1641

Mortgage

Document Number0001370159
DateMay 15, 2018
Instrument1370159
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 14, 2048
Interest
Rate4.25%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address680 8TH ST, CLEARWATER, MN 55320-1641
Document Number0001370160
Instrument DateApr 26, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanyLAKEVIEW LOAN SVCNG LLC, LAKEVIEW LN SVCNG LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address680 8TH ST CLEARWATER MN 553201641, CLEARWATER, MN 55320-1641

Mortgage

Document Number0001370160
DateMay 15, 2018
Instrument1370160
Lender
NameHUD-HOUSING/URBAN DEV
AddressTULSA, OK 74137
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 14, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 680 8th St was $3,354, up 1.5% from the year before.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityClearwater City
CountyWright County
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,354.00 (+1.51%)$302,300 (+4.03%) Land $61,000 Building $241,300$302,300 (+4.03%) Land $61,000 Building $241,300
2025$3,304.00$290,600 Land $61,000 Building $229,600$290,600 Land $61,000 Building $229,600
2023$3,232.00 (+7.3%)$295,000 Land $66,000 Building $229,000$295,000 Land $66,000 Building $229,000
2022$3,012.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 680 8th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1998–2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 680 8th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemClearwater
serves 2,129 people · EPA ID MN1860025
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Midco
Cable · Fiber in parts of the area
1,250 / 60

May also be available: T-Mobile, Verizon.

Nearby Properties on 8th St

Nearby Streets

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