6849 Windward St, Cincinnati, OH 45227 Property Records

Hamilton County property record for 6849 Windward St, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,323 sqft · built 1940
Lot Size	0.114 acres (4,966 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,248 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`520-0172-0088-00`

Property Details

APN / Parcel Number

Primary APN	`520-0172-0088-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,323 sqft Living Area
Gross Area	2,457 sqft
1st Floor Area	894 sqft
Attic	Attic
Attic Area	429 sqft
Basement Area	894 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	147 ft deep x 35 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	70 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	6849 WINDWARD ST
City	CINCINNATI
State	OH
Zip	45227-2617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	WINDWARD ST 35 X 147.80 LOT 128 MADISON PL SUB
Legal Subdivision	MADISON PL SUB
Legal Lot Number	128
Jurisdiction	HAMILTON OH
Township / Civil Division	COLUMBIA
Census Block Group	2
Census Block	2007
Census Tract	5600

Owner

6849 Windward St is owned and occupied by two individuals who acquired it in June 2013.

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6849 WINDWARD ST, CINCINNATI, OH 45227-2617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 1996
Deed Sale	Mar 15, 1996
Deed Document Number	199638793
Deed Book / Page	7000 / 1349
Last Transfer Date	Jun 14, 2013
Transfer Doc	0000000725
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6849 WINDWARD ST, CINCINNATI, OH 45227-2617
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6849 WINDWARD ST, CINCINNATI, OH 45227-2617

Mortgage

Document Number	0000081270
Date	Nov 16, 2023
Book Page	15044/446
Instrument	2023-0081270

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 6849 Windward St was $4,248, up 2.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Columbia Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,248.00 (+2.66%)	$61,852 (-) Land $19,488 Building $42,364	$176,720 Land $55,680 Building $121,040
2024	$4,138.00 (-1.94%)	$61,852 (-) Land $19,488 Building $42,364
2023	$4,220.00 (+21.82%)	$61,852 (+47.12%) Land $19,488 Building $42,364	$176,720 Land $55,680 Building $121,040
2022	$3,464.00 Homeowner's exemption	$42,043 Land $10,042 Building $32,001
2020			$120,120 Land $28,690 Building $91,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6849 Windward St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1990–2001)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6849 Windward St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20