6845 Windward St, Cincinnati, OH 45227 Property Records

Hamilton County property record for 6845 Windward St, Cincinnati, OH 45227

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 987 sqft · built 1928
Lot Size0.105 acres (4,574 sqft)
OwnerIndividual Name on Record
Last Sale$82,500 (Nov 2005)
Tax Bill$3,664 (2025)
Deeds & MortgagesJun 2021 Mortgage
Sep 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN520-0172-0086-00

Property Details

APN / Parcel Number

Primary APN520-0172-0086-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area987 sqft Living Area
1st Floor Area667 sqft
AtticAttic
Attic Area320 sqft
Basement Area667 sqft

Exterior

Year BuiltBuilt 1928
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area4,574 sqft (0.105 acres)
Lot Dimensions147 ft deep x 35 ft wide
Garage TypeDetached
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address6845 WINDWARD ST
CityCINCINNATI
StateOH
Zip45227-2617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6845 WINDWARD AVE 35 X 147.80 LOT 130 MADISON PLSUB
Legal SubdivisionMADISON PLACE SUB
Legal Lot Number130
JurisdictionHAMILTON OH
Township / Civil DivisionCOLUMBIA
Census Block Group2
Census Block2007
Census Tract5600

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6845 WINDWARD ST, CINCINNATI, OH 45227-2617
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Sep 23, 2024Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 28, 2005 · Amount on Record
Deed SaleNov 28, 2005 · Amount on Record
Prior SaleMar 20, 2000 · Amount on Record
Deed Document Number05-200430
Deed Book / Page10101 / 00352
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6845 WINDWARD ST, CINCINNATI, OH 45227-2617
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076679
DateJun 23, 2021
Book Page14444/3577
Instrument2021-0076679
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6845 WINDWARD ST, CINCINNATI, OH 45227-2617
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6845 WINDWARD ST, CINCINNATI, OH 45227-2617

Mortgage

Document Number0000066804
DateSep 23, 2024
Book Page15256/526
Instrument2024-0066804
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 25, 2054

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionColumbia Township
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,664.00 (+2.63%)$53,312 (-) Land $19,488 Building $33,824
2024$3,570.00 (-1.92%)$53,312 (-) Land $19,488 Building $33,824
2023$3,640.00 (+29.12%)$53,312 (+56.03%) Land $19,488 Building $33,824$152,320 (+56.03%) Land $55,680 Building $96,640
2022$2,819.00 Homeowner's exemption$34,168 Land $10,042 Building $24,126
2020$97,620 Land $28,690 Building $68,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1990–2001)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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