6846 Watercourse Dr, Carlsbad, CA 92011 Property Records

San Diego County property record for 6846 Watercourse Dr, Carlsbad, CA 92011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,766 sqft · built 1988
Lot Size	0.82 acres (3,557 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,347,000 (Oct 2021)
Tax Bill	$15,465 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`214-494-03-00`

Property Details

APN / Parcel Number

Primary APN	`214-494-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,766 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	3,557 sqft (0.82 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	6846 WATERCOURSE DR
City	CARLSBAD
State	CA
Zip	92011-3717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 14 TR 011196
Legal Subdivision	HARBOR PARK
Legal Tract	011196
Legal Block	3
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	17811

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6846 WATERCOURSE DR, CARLSBAD, CA 92011-3717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Grant Deed, Transfer · Conventional Mortgage SPROUT MORTGAGE LLC
Sep 1, 2017	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Oct 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 19, 2019	Grant Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Jun 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 5, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	Apr 19, 2019 · Amount on Record
Deed Document Number	2021695992
Prior Transfer Date	Sep 22, 2020
Prior Transfer Doc	0000603740
Record Updated	Sep 20, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 5, 2021
Property Address	6846 WATERCOURSE DR, CARLSBAD, CA 92011-3717
Document Number	0000695992
Map Reference	MAP 11196
Instrument Date	Sep 15, 2021
Instrument	2021-0695992
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6846 WATERCOURSE DR, CARLSBAD, CA 92011-3717
Investor	Possibly a Property Investor

Mortgage

Document Number	0000695993
Date	Oct 5, 2021
Instrument	2021-0695993

Lender

Name	SPROUT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6846 WATERCOURSE DR, CARLSBAD, CA 92011-3717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000402750
Date	Sep 1, 2017
Instrument	2017-0402750

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Sep 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 6, 2020
Property Address	6846 WATERCOURSE DR, CARLSBAD, CA 92011-3717
Document Number	0000603740
Map Reference	MAP 11196
Instrument Date	Sep 22, 2020
Instrument	2020-0603740
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6846 WATERCOURSE DR, CARLSBAD, CA 92011-3717

Mortgage

Document Number	0000603741
Date	Oct 6, 2020
Instrument	2020-0603741

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2019
Property Address	6846 WATERCOURSE DR, CARLSBAD, CA 92011-3717
Document Number	0000143587
Map Reference	MAP 11196
Instrument Date	Apr 10, 2019
Instrument	2019-0143587
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6846 WATERCOURSE DR, CARLSBAD, CA 92011-3717

Mortgage

Document Number	0000143588
Date	Apr 19, 2019
Instrument	2019-0143588

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 13, 2018
Property Address	6846 WATERCOURSE DR, CARLSBAD, CA 92011-3717
Document Number	0000239574
Instrument Date	Jun 7, 2018
Instrument	239574
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6846 WATERCOURSE DR CARLSBAD CA 920113717, CARLSBAD, CA 92011-3717

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 5, 2017
Property Address	6846 WATERCOURSE DR, CARLSBAD, CA 92011-3717
Document Number	0000302953
Map Reference	MAP11196
Instrument Date	Jun 30, 2017
Instrument	2017-0302953
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6846 WATERCOURSE DR, CARLSBAD, CA 92011-3717

Mortgage

Document Number	0000302954
Date	Jul 5, 2017
Instrument	2017-0302954

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,458,033 (+2%) Land $1,201,498 Building $256,535
2025	$15,465.00 (+4.06%)	$1,429,445 (+4.04%) Land $1,177,940 Building $251,505
2023	$14,862.00 (+1.57%)	$1,373,940 Land $1,132,200 Building $241,740
2022	$14,632.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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