Berrien County property record for 6845 Territorial Rd, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,752 sqft · built 1900 |
| Lot Size | 10 acres (438,214 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,000 (Jan 1994) |
| Tax Bill | $2,159 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-0016-0016-12-4 |
| Primary APN | 01-0016-0016-12-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,752 sqft Living Area |
| 1st Floor Area | 1,284 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 438,214 sqft (10 acres) |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6845 TERRITORIAL RD |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-9456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | COM AT THE S1/4 COR OF SEC 16 T4S R17W TH S88DEG08'39W 16.39' TO A PROP CONTROL COR TH N89DEG37'30''W 93.86' TO POB SD PT BEING 2535.12' S89DEG37'30"E OF THE SW COR OF SD SEC TH N89DEG37'30''W 313.45' TH N0DEG54'15''W 1251.04' TH N89DEG38'30''W 253.1 |
| Legal Range | 17W |
| Legal Township | 04S |
| Legal Section | 16 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BAINBRIDGE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 10400 |
6845 Territorial Rd is owned and occupied by an individual who bought it in January 1994.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6845 TERRITORIAL RD, BENTON HARBOR, MI 49022-9456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 1994 · Amount on File |
| Deed Sale | Jan 24, 1994 · Amount on File |
| Deed Book / Page | 1622 / 836 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 6845 TERRITORIAL RD, BENTON HARBOR, MI 49022-9456 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03166/1068 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 3166/1068 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 12, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 6845 Territorial Rd was $2,159 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Bainbridge Township |
| Unified School District | Watervliet School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $130,700 | $261,400 | |
| 2025 | $2,159.00 | ||
| 2023 | $101,500 | $203,000 | |
| 2022 | $1,942.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6845 Territorial Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6845 Territorial Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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