Wright County property record for 6845 Gingham Ct, Monticello, MN 55362
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,250 sqft · built 2005 |
| Lot Size | 0.027 acres (1,213 sqft) |
| Owner | Company Name on File |
| Last Sale | $430,000 (Sep 2022) |
| Tax Bill | $2,488 (2026) |
| Deeds & Mortgages | Sep 2022 Sale Apr 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 155-159-007360 |
| Primary APN | 155-159-007360 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Townhouse |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 1,213 sqft (0.027 acres) |
| Garage Type | Attached |
| Garage Area | 820 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 6845 GINGHAM CT |
|---|---|
| City | MONTICELLO |
| State | MN |
| Zip | 55362-4552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-18 TWP-121 RANGE-024 SUNSET PONDS LOT-036 BLOCK-007 |
| Legal Range | 024 |
| Legal Township | 121 |
| Legal Section | 18 |
| Legal Subdivision | SUNSET PONDS |
| Legal Block | 7 |
| Legal Lot Number | 36 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | MONTICELLO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 100205 |
6845 Gingham Ct is owned by a company that bought it in September 2022.
Source: Wright County records, as of July 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8381 148TH ST NW, CLEARWATER, MN 55320-2801 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2022 | Warranty Deed, Transfer CENTRAL LAND TITLE, CENTRAL LAND TTL GUARANTEE C |
| Apr 27, 2020 | Loan Modification, Mortgage · Line of Credit CITIZENS ST BK/WAVERLY |
| Jul 25, 2018 | Warranty Deed, Transfer CENTRAL LAND TITLE GUARANTEE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2022 · Amount on File |
| Deed Sale | Sep 14, 2022 · Amount on File |
| Prior Sale | Jul 25, 2018 · Amount on File |
| Deed Document Number | 20221467102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Sep 15, 2022 |
| Property Address | 6845 GINGHAM CT, MONTICELLO, MN 55362-4552 |
| Document Number | 00A1516951 |
| Instrument Date | Sep 14, 2022 |
| Instrument | A1516951 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | CENTRAL LAND TITLE, CENTRAL LAND TTL GUARANTEE C |
| Amount | Amount on Record |
|---|---|
| Tax | $1,419.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8381 148TH ST NW, CLEARWATER, MN 55320-2801 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 6845 GINGHAM CT, MONTICELLO, MN 55362-4552 |
| Document Number | 0001425364 |
| Instrument Date | Apr 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8292 45TH ST NE ST MICHAEL MN 55376, ST MICHAEL, MN 55376 |
| Document Number | 0001425364 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 1425364 |
| Name | CITIZENS ST BK/WAVERLY |
|---|---|
| Type | Bank |
| Address | WAVERLY, MN 55390 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 3, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jul 25, 2018 |
| Property Address | 6845 GINGHAM CT, MONTICELLO, MN 55362-4552 |
| Document Number | 0001375537 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 1375537 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | CENTRAL LAND TITLE GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Tax | $488.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6845 GINGHAM CT, MONTICELLO, MN 55362-4552 |
The 2026 property tax bill for 6845 Gingham Ct was $2,488.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Monticello City |
| Unified School District | Monticello Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,488.00 | $213,700 (-5.19%) Land $30,000 Building $183,700 | $213,700 (-5.19%) Land $30,000 Building $183,700 |
| 2025 | $225,400 Land $55,000 Building $170,400 | $225,400 Land $55,000 Building $170,400 | |
| 2023 | $2,054.00 (-23.36%) | $226,900 Land $50,000 Building $176,900 | $226,900 Land $50,000 Building $176,900 |
| 2022 | $2,680.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 6845 Gingham Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6845 Gingham Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Monticello serves 15,087 people · EPA ID MN1860012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| Fibernet Monticello Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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