Wright County property record for 6840 Gingham Ct, Monticello, MN 55362
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,024 sqft · built 2005 |
| Lot Size | 0.044 acres (1,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Apr 2022) |
| Tax Bill | $2,786 (2026) |
| Deeds & Mortgages | Apr 2022 Sale Mar 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 155-159-007160 |
| Primary APN | 155-159-007160 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 1,024 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Townhouse |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 1,920 sqft (0.044 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 24 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 6840 GINGHAM CT |
|---|---|
| City | MONTICELLO |
| State | MN |
| Zip | 55362-4552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-18 TWP-121 RANGE-024 SUNSET PONDS LOT-016 BLOCK-007 |
| Legal Range | 024 |
| Legal Township | 121 |
| Legal Section | 18 |
| Legal Subdivision | SUNSET PONDS |
| Legal Block | 7 |
| Legal Lot Number | 16 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | MONTICELLO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 100205 |
6840 Gingham Ct is owned by an individual who bought it in April 2022.
Source: Wright County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9914 103RD ST NE, MONTICELLO, MN 55362-4610 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2022 | Warranty Deed, Transfer GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY LLC |
| Mar 8, 2022 | Warranty Deed, Transfer · Commercial Mortgage COULEE BANK |
| Mar 8, 2022 | Affidavit of Death of Joint Tenant, Transfer GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY LLC |
| Oct 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP |
| Apr 13, 2017 | Warranty Deed, Transfer TITELSMART INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2022 · Amount on File |
| Deed Sale | Apr 15, 2022 · Amount on File |
| Prior Sale | Mar 1, 2022 · Amount on File |
| Deed Document Number | 20221397928 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Apr 21, 2022 |
| Property Address | 6840 GINGHAM CT, MONTICELLO, MN 55362-4552 |
| Document Number | 00A1504828 |
| Instrument Date | Apr 15, 2022 |
| Instrument | A1504828 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $775.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9914 103RD ST NE, OTSEGO, MN 55362-4610 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Mar 8, 2022 |
| Property Address | 6840 GINGHAM CT, MONTICELLO, MN 55362-4552 |
| Document Number | 00A1500622 |
| Instrument Date | Mar 1, 2022 |
| Instrument | A1500622 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 550 COUNTY ROAD D W STE 1, 1, NEW BRIGHTON, MN 55112-3517 |
| Investor | Possibly a Property Investor |
| Document Number | 00A1500623 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | A1500623 |
| Name | COULEE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 1, 2023 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Mar 8, 2022 |
| Property Address | 6840 GINGHAM CT, MONTICELLO, MN 55362-4552 |
| Document Number | 00A1500619 |
| Instrument Date | Mar 1, 2022 |
| Instrument | A1500619 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6840 GINGHAM CT, MONTICELLO, MN 55362-4552 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Oct 14, 2020 |
| Property Address | 6840 GINGHAM CT, MONTICELLO, MN 55362-4552 |
| Document Number | 0001443872 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 1443872 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | TITLESMART INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6840 GINGHAM CT, MONTICELLO, MN 55362-4552 |
| Document Number | 0001443873 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 1443873 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Apr 13, 2017 |
| Property Address | 6840 GINGHAM CT, MONTICELLO, MN 55362-4552 |
| Document Number | 0001341003 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 1341003 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | TITELSMART INC |
| Amount | Amount on Record |
|---|---|
| Tax | $478.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6840 GINGHAM CT, MONTICELLO, MN 55362-4552 |
The 2026 property tax bill for 6840 Gingham Ct was $2,786.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Monticello City |
| Unified School District | Monticello Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,786.00 | $226,200 (-10.34%) Land $30,000 Building $196,200 | $226,200 (-10.34%) Land $30,000 Building $196,200 |
| 2025 | $252,300 Land $55,000 Building $197,300 | $252,300 Land $55,000 Building $197,300 | |
| 2023 | $2,294.00 (+8.21%) | $239,000 Land $50,000 Building $189,000 | $239,000 Land $50,000 Building $189,000 |
| 2022 | $2,120.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6840 Gingham Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6840 Gingham Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Monticello serves 15,087 people · EPA ID MN1860012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| Fibernet Monticello Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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