Jackson County property record for 684 Spectrum Ln, Cullowhee, NC 28723
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2 ba · 2,747 sqft · built 1972 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,320 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 7660-44-6763 |
| Primary APN | 7660-44-6763 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,747 sqft Living Area |
| 1st Floor Area | 2,007 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Porch | Porch |
| Porch Area | 370 sqft |
| Patio Area | 266 sqft |
| Heating System | Heat Pump |
|---|---|
| Sewer | Septic |
| Street Address | 684 SPECTRUM LN |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LT 1 OFF WAYEHUTTA RD |
| Legal Lot Number | 1 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CULLOWHEE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 950700 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 3464, CULLOWHEE, NC 28723-3464 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 8, 2016 |
| Transfer Doc | 0021760137 |
| Record Updated | Oct 29, 2026 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $347,498 (+48.8%) Land $66,020 Building $281,478 | |
| 2025 | $1,320.00 (+48.82%) | |
| 2023 | $887.00 | $233,530 Land $55,380 Building $178,150 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
4G LTE (outdoors only), no 5G reported
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