Jackson County property record for 28 Spectrum Ln, Cullowhee, NC 28723
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 1981 |
| Lot Size | 0.825 acres (35,975 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $558 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 7660-53-5232 |
| Primary APN | 7660-53-5232 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 896 sqft Heated Area |
| 1st Floor Area | 896 sqft |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 35,975 sqft (0.825 acres) |
| Terrain | Rolling |
| Deck Area | 413 sqft |
| Patio Area | 493 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 28 SPECTRUM LN |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-8445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF WAYEHUTTA RD |
| Legal Subdivision | JOHN R HARDY |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CULLOWHEE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 950700 |
Source: Jackson County records, as of October 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28 SPECTRUM LN, CULLOWHEE, NC 28723-8445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 28, 2013 |
| Transfer Doc | 0020050442 |
| Record Updated | Jun 8, 2026 |
Source: Jackson County assessment roll, as of August 8, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $558.00 (+33.81%) | $146,934 (+33.64%) Land $49,860 Building $97,074 |
| 2023 | $417.00 | $109,950 Land $48,860 Building $61,090 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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