684 Ridge Rd, Lancing, TN 37770 Property Records

Morgan County property record for 684 Ridge Rd, Lancing, TN 37770 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,943 sqft · built 1976
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$1,211 (2025)
Deeds & Mortgages	May 2023 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`065094 01600`

Property Details

APN / Parcel Number

Primary APN	`065094 01600`
Alternative APN	`094 01600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,943 sqft Living Area
1st Floor Area	1,943 sqft
Basement Area	1,943 sqft
Unfinished Basement	1,943 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1981
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Unfinished
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Shed	1 Shed
Shed Area	192 sqft
Pole Barn	3,600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	684 RIDGE RD
City	LANCING
State	TN
Zip	37770-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 11, COUNTY AREA: M01
Jurisdiction	MORGAN TN
Township / Civil Division	4
Census Block Group	1
Census Block	1045
Census Tract	110200

Owner

Source: Morgan County records · APN 065094 01600

Assessment roll updated January 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	684 RIDGE RD, LANCING, TN 37770-1818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Commercial Mortgage ONE BANK OF TENNESSEE
Feb 24, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANK OF PUTNAM COUNTY
Mar 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage ONE BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 19, 1999
Deed Sale	Jan 19, 1999
Prior Sale	Dec 18, 1998 · Amount on Record
Deed Book / Page	9 / 441
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	684 RIDGE RD, LANCING, TN 37770-1818
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000306/56
Date	May 15, 2023
Book Page	306/56
Instrument	83733

Lender

Name	ONE BANK OF TENNESSEE
Type	Bank
Address	WARTBURG, TN 37887

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	684 RIDGE RD, LANCING, TN 37770-1818
Transaction Type	Mortgage
Record Updated	Jul 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 RIDGE RD, LANCING, TN 37770-1818

Mortgage

Document Number	0000000248/0000000386
Date	Feb 24, 2020
Book Page	0000000248/0000000386
Instrument	70131

Lender

Name	BANK OF PUTNAM COUNTY

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	684 RIDGE RD, LANCING, TN 37770-1818
Transaction Type	Mortgage
Record Updated	Apr 02, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 RIDGE RD, LANCING, TN 37770-1818

Mortgage

Document Number	267/355
Date	Mar 23, 2021
Book Page	267/355
Instrument	74494

Lender

Name	ONE BANK OF TENNESSEE
Type	Bank
Address	WARTBURG, TN 37887

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated January 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,211.00	$44,550 (-) Land $7,100 Building $37,450
2023		$44,550 Land $7,100 Building $37,450
2022	$1,211.00
2021			$178,200 Land $28,400 Building $149,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (47129C), updated June 18, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 89% of Tennessee
Wildfire Likelihood	About 1 in 356 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Highland Telephone Cooperative, Inc. (KY & TN)	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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