642 Ridge Rd, Lancing, TN 37770 Property Records

Morgan County property record for 642 Ridge Rd, Lancing, TN 37770

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,512 sqft · built 1973
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Mar 2022)
Tax Bill	$876 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`065094 01601`

Property Details

APN / Parcel Number

Primary APN	`065094 01601`
Alternative APN	`094 01601`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	56,628 sqft (1.3 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	642 RIDGE RD
City	LANCING
State	TN
Zip	37770-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 11, COUNTY AREA: M01
Jurisdiction	MORGAN TN
Township / Civil Division	4
Census Block Group	1
Census Block	1045
Census Tract	110200

Owner

Source: Morgan County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	642 RIDGE RD, LANCING, TN 37770-1818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Feb 24, 2021	Deed of Trust, Mortgage · FHA Mortgage GATEWAY FIRST BANK
Oct 24, 2017	Warranty Deed, Transfer · FHA Mortgage GATEWAY BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Oct 24, 2017 · Amount on Record
Deed Document Number	79068
Deed Book / Page	287 / 185
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Mar 31, 2022
Property Address	642 RIDGE RD, LANCING, TN 37770-1818
Document Number	000287/185
Book / Page	287 / 185
Instrument Date	Mar 28, 2022
Instrument	79068
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	CONCORD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 RIDGE RD, LANCING, TN 37770-1818

Mortgage

Document Number	0000079069
Date	Mar 31, 2022
Instrument	79069

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	642 RIDGE RD, LANCING, TN 37770-1818
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	265/626
Date	Feb 24, 2021
Book Page	265/626
Instrument	74105

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Nov 1, 2047

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Oct 24, 2017
Property Address	642 RIDGE RD, LANCING, TN 37770-1818
Document Number	216/311
Book / Page	216 / 311
Instrument Date	Oct 10, 2017
Instrument	61845
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 RIDGE RD, LANCING, TN 37770-1818

Mortgage

Document Number	216/315
Date	Oct 24, 2017
Book Page	216/315
Instrument	61846

Lender

Name	GATEWAY BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$876.00	$32,225 (-) Land $2,625 Building $29,600
2023		$32,225 Land $2,625 Building $29,600
2022	$876.00
2021			$128,900 Land $10,500 Building $118,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 91% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures