684 N Pierce St, El Cajon, CA 92020 Property Records

San Diego County property record for 684 N Pierce St, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 896 sqft · built 1952
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (Oct 2017)
Tax Bill$6,049 (2025)
Deeds & MortgagesDec 2020 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN482-232-23-00

Property Details

APN / Parcel Number

Primary APN482-232-23-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area896 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions127 ft deep x 55 ft wide
View / LotGood
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address684 N PIERCE ST
CityEL CAJON
StateCA
Zip92020-3046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 202 TR 002843
Legal SubdivisionSUNNYSLOPE HEIGHTS
Legal Tract002843
Legal Block1
Legal Lot Number202
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1015
Census Tract16100

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address684 N PIERCE ST, EL CAJON, CA 92020-3046
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Dec 24, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Oct 31, 2017Grant Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2017 · Amount on Record
Deed SaleOct 31, 2017 · Amount on Record
Prior SaleOct 22, 2007 · Amount on Record
Deed Document Number2017508496
Last Transfer DateDec 21, 2020
Transfer Doc0000833090
Record UpdatedOct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 24, 2020
Property Address684 N PIERCE ST, EL CAJON, CA 92020-3046
Document Number0000833090
Map ReferenceMAP 2843
Instrument DateDec 21, 2020
Instrument2020-0833090
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address684 N PIERCE ST, EL CAJON, CA 92020-3046

Mortgage

Document Number0000833091
DateDec 24, 2020
Instrument2020-0833091
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 31, 2017
Property Address684 N PIERCE ST, EL CAJON, CA 92020-3046
Document Number0000508496
Map ReferenceMAP2843
Instrument DateSep 21, 2017
Instrument2017-0508496
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCORINTHIAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address684 N PIERCE ST, EL CAJON, CA 92020-3046

Mortgage

Document Number0000508497
DateOct 31, 2017
Instrument2017-0508497
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$481,637 (+2%) Land $365,581 Building $116,056
2025$6,049.00 (+1.56%) Homeowner's exemption$472,194 (+4.04%) Land $358,413 Building $113,781
2023$5,956.00 (-3.34%) Homeowner's exemption$453,860 Land $344,497 Building $109,363
2022$6,162.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: GeoLinks, T-Mobile.

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