681 N Pierce St, El Cajon, CA 92020 Property Records

San Diego County property record for 681 N Pierce St, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,084 sqft · built 1952
Lot Size0.126 acres (5,500 sqft)
OwnerCompany Name on File
Tax Bill$3,797 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN482-233-11-00

Property Details

APN / Parcel Number

Primary APN482-233-11-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,084 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area5,500 sqft (0.126 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address681 N PIERCE ST
CityEL CAJON
StateCA
Zip92020-3045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 179 TR 002843
Legal SubdivisionSUNNYSLOPE HEIGHTS
Legal Tract002843
Legal Block1
Legal Lot Number179
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1066
Census Tract16202

Owner

681 N Pierce St is owned by a company that acquired it in February 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address681 N PIERCE ST, EL CAJON, CA 92020-3045
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2021
Deed SaleFeb 25, 2021
Prior SaleApr 28, 2009 · Amount on File
Deed Document Number2021149321
Prior Transfer DateFeb 23, 2021
Prior Transfer Doc0000149321
Record UpdatedOct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 25, 2021
Property Address681 N PIERCE ST, EL CAJON, CA 92020-3045
Document Number0000149321
Map ReferenceMAP 1936
Instrument DateFeb 23, 2021
Instrument2021-0149321
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIRST AMERICAN TTL SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address681 N PIERCE ST, EL CAJON, CA 92020-3045

Mortgage

Document Number0000149322
DateFeb 25, 2021
Instrument2021-0149322
Lender
NameLENDUS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 681 N Pierce St was $3,797 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$288,958 (+2%) Land $98,505 Building $190,453
2025$3,797.00 Homeowner's exemption$283,293 Land $96,574 Building $186,719
2023$3,709.00 (+3.14%) Homeowner's exemption$272,294 Land $92,825 Building $179,469
2022$3,596.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 681 N Pierce St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims5 (1979–1983)
Most Recent ClaimMar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 681 N Pierce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: GeoLinks, T-Mobile.

Nearby Properties on N Pierce St

Nearby Streets

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