Contra Costa County property record for 684 McLaughlin St, Richmond, CA 94805
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,210 sqft · built 1942 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,000 (Oct 2008) |
| Tax Bill | $10,393 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 519-020-016-1 |
| Primary APN | 519-020-016-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,210 sqft Living Area |
| 1st Floor Area | 1,210 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 265 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 684 MCLAUGHLIN ST |
|---|---|
| City | RICHMOND |
| State | CA |
| Zip | 94805-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | EAST RICH BLVD LOT 7 BLK 17 |
| Legal Subdivision | EAST RICHMOND BLVD |
| Legal Block | 17 |
| Legal Lot Number | 7 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 371000 |
684 McLaughlin St is owned and occupied by an individual who acquired it in December 2008.
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 684 MCLAUGHLIN ST, RICHMOND, CA 94805-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE BANK OF EAST ASIA (USA) NA |
| Jul 26, 2022 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2008 · Amount on File |
| Deed Sale | Oct 29, 2008 · Amount on File |
| Prior Sale | Aug 21, 2008 · Amount on File |
| Deed Document Number | 2008238403 |
| Last Transfer Date | Dec 16, 2008 |
| Transfer Doc | 0000270310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 684 MCLAUGHLIN ST, RICHMOND, CA 94805-1902 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 684 MCLAUGHLIN ST, RICHMOND, CA 94805-1902 |
| Document Number | 0000117705 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 2022-117705 |
| Name | THE BANK OF EAST ASIA (USA) NA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Aug 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 5.37% |
| Index | Other |
| Max Rate | 5.37% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 26, 2022 |
| Property Address | 684 MCLAUGHLIN ST, RICHMOND, CA 94805-1902 |
| Document Number | 0000118481 |
| Map Reference | MB 1 PG 19 |
| Instrument Date | May 26, 2022 |
| Instrument | 2022-118481 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 684 MCLAUGHLIN ST, RICHMOND, CA 94805-1902 |
The 2025 property tax bill for 684 McLaughlin St was $10,393.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Richmond City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $636,724 (+2%) Land $583,664 Building $53,060 | |
| 2025 | $10,393.00 | $624,240 Land $572,220 Building $52,020 |
| 2023 | $13,005.00 (+182.35%) | $810,000 Land $690,000 Building $120,000 |
| 2022 | $4,606.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 684 McLaughlin St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 684 McLaughlin St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Etheric Networks, GeoLinks.
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