680 McLaughlin St, Richmond, CA 94805 Property Records

Contra Costa County property record for 680 McLaughlin St, Richmond, CA 94805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,184 sqft · built 1942
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Jan 2026)
Tax Bill	$8,474 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-020-015-3`

Property Details

APN / Parcel Number

Primary APN	`519-020-015-3`
Alternative APN	`519-020-015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1953
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	265 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	680 MCLAUGHLIN ST
City	RICHMOND
State	CA
Zip	94805-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	EAST RICH BLVD LOT 8 BLK 17
Legal Subdivision	EAST RICHMOND BLVD
Legal Block	17
Legal Lot Number	8
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2009
Census Tract	371000

Owner

680 McLaughlin St is owned and occupied by two individuals who bought it in January 2026.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	680 MCLAUGHLIN ST, RICHMOND, CA 94805-1902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Grant Deed, Transfer · Conventional Mortgage ENSURE HOME LOANS LLC
Jul 24, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 27, 2021	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2026 · Amount on File
Deed Sale	Jan 26, 2026 · Amount on File
Prior Sale	Jul 24, 2023 · Amount on File
Deed Document Number	20268104
Prior Transfer Date	Jul 18, 2023
Prior Transfer Doc	0000070330
Record Updated	Sep 20, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 26, 2026
Property Address	680 MCLAUGHLIN ST, RICHMOND, CA 94805-1902
Document Number	0000008104
Map Reference	VOL 1 PG 19
Instrument Date	Jan 21, 2026
Instrument	2026- 008104
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	680 MCLAUGHLIN ST, RICHMOND, CA 94805-1902

Mortgage

Document Number	0000008105
Date	Jan 26, 2026
Instrument	2026- 008105

Lender

Name	ENSURE HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 24, 2023
Property Address	680 MCLAUGHLIN ST, RICHMOND, CA 94805-1902
Document Number	0000070331
Map Reference	MB 1 PG 19
Instrument Date	Jul 21, 2023
Instrument	2023-070331
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5580 CABRILLO NORTE, EL SOBRANTE, CA 94803-3877

Mortgage

Document Number	0000070332
Date	Jul 24, 2023
Instrument	2023-070332

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

January 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 27, 2021
Property Address	680 MCLAUGHLIN ST, RICHMOND, CA 94805-1902
Document Number	0000025948
Instrument Date	Dec 28, 2020
Instrument	25948
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2318 GREENWICH RD SAN PABLO CA 948061024, SAN PABLO, CA 94806-1024

Tax Assessment & Valuation

The 2025 property tax bill for 680 McLaughlin St was $8,474.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$499,392 (+2%) Land $343,332 Building $156,060
2025	$8,474.00	$489,600 Land $336,600 Building $153,000
2023	$11,769.00 (+1.61%)	$723,078 Land $577,422 Building $145,656
2022	$11,582.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 680 McLaughlin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 680 McLaughlin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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