684 Gorham St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 684 Gorham St, Lowell, MA 01852

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 1,747 sqft · built 2006
Lot Size0.387 acres (16,891 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Nov 2018)
Tax Bill$4,422 (2026)
Deeds & MortgagesMay 2022 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM24705

Property Details

APN / Parcel Number

Primary APNM24705
Alternative APNs
  • LOWE M:183 B:2675 L:684 U:8
  • M:000183 T:M24705

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area1,747 sqft Living Area
Gross Area2,272 sqft
1st Floor Area590 sqft
Basement Area237 sqft
Unfinished Basement237 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeMansard
Roof MaterialAsphalt
Lot Area16,891 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberM24705
Street Address684 GORHAM ST
CityLOWELL
StateMA
Zip01852-4023
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeUMU
Legal Block2675
Legal Lot Number684
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2010
Census Tract312000

Owner

684 Gorham St, a condominium, is owned and occupied by an individual who bought it in November 2018.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address684 GORHAM ST, LOWELL, MA 01852-4023
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 27, 2022Deed of Trust, Mortgage · ARM
JEANNE D ARC CU
Nov 23, 2018Condominium Deed, Transfer · Conventional Mortgage
JEANNE D'ARC CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 23, 2018 · Amount on File
Deed SaleNov 23, 2018 · Amount on File
Prior SaleMay 10, 2007 · Amount on File
Deed Book / Page32588 / 233
Transfer Doc032588-233
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address684 GORHAM ST, LOWELL, MA 01852-4023
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037101-96
DateMay 27, 2022
Book Page37101/96
Instrument22820
Lender
NameJEANNE D ARC CU
TypeCredit Union
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.88%
Type Change DateJun 1, 2029
Index1-Year CMT

November 2018: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionLOWELL MA
Recording DateNov 23, 2018
Property Address684 GORHAM ST, LOWELL, MA 01852-4023
Document Number32588-233
Book / Page032588 / 000233
Instrument DateNov 21, 2018
Instrument51260
Transaction TypeTransfer
Record UpdatedDec 13, 2018
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,185.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 GORHAM ST LOWELL MA 01852, LOWELL, MA 01852

Mortgage

Document Number32588-236
DateNov 23, 2018
Book Page032588/000236
Instrument51261
Lender
NameJEANNE D'ARC CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 22, 2048
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number32588-259,
DateNov 23, 2018
Book Page032588/000259
Instrument51262
Lender
NameJEANNE D'ARC CU
TypeCredit Union
Agreement
AmountAmount on Record
Term300 Months
DueNov 22, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 684 Gorham St was $4,422, up 5.1% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,422.00 (+5.14%)$389,600 (+6.33%) Building $389,600$439,315 (+12.87%)
2025$4,206.00 (+6.1%)$366,400 (+10.1%) Building $366,400$389,215 (+3.25%)
2024$3,964.00 (+8.57%)$332,800 (+13.2%) Building $332,800$376,960
2023$3,651.00$294,000 Building $294,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 684 Gorham St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 684 Gorham St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fiber · Fixed Wireless
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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