674 Gorham St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 674 Gorham St, Lowell, MA 01852

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 1,897 sqft · built 2006
Lot Size0.387 acres (16,891 sqft)
OwnerIndividual Name on File
Last Sale$259,900 (Aug 2018)
Tax Bill$4,622 (2026)
Deeds & MortgagesOct 2022 Refinance
Jan 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNM24695

Property Details

APN / Parcel Number

Primary APNM24695
Alternative APNs
  • LOWE M:183 B:2675 L:674 U:6
  • M:000183 T:M24695

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area1,897 sqft Living Area
Gross Area2,287 sqft
1st Floor Area614 sqft
Basement Area256 sqft
Unfinished Basement256 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeMansard
Roof MaterialAsphalt
Lot Area16,891 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberM24695
Street Address674 GORHAM ST
CityLOWELL
StateMA
Zip01852-4023
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeUMU
Legal Block2675
Legal Lot Number674
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2010
Census Tract312000

Owner

674 Gorham St, a condominium, is owned and occupied by an individual who bought it in August 2018.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address674 GORHAM ST, LOWELL, MA 01852-4023
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF AMERICA NA
Jan 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Aug 31, 2018Deed, Transfer
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2018 · Amount on File
Deed SaleAug 31, 2018 · Amount on File
Prior SaleJan 28, 2013 · Amount on File
Deed Book / Page32375 / 282
Transfer Doc026911-263
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address674 GORHAM ST, LOWELL, MA 01852-4023
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00037467-3
DateOct 25, 2022
Book Page37467/3
Instrument44121
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueNov 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address674 GORHAM ST, LOWELL, MA 01852-4023
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number035267-249
DateJan 29, 2021
Book Page35267/249
Instrument5928
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionLOWELL MA
Recording DateAug 31, 2018
Property Address674 GORHAM ST, LOWELL, MA 01852-4023
Document Number32375-282
Book / Page32375 / 282
Instrument38280
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$35.89
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number323750285
DateAug 31, 2018
Instrument32375/0285
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
AmountAmount on Record
Term361 Months
DueAug 31, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 674 Gorham St was $4,622, up 5.1% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,622.00 (+5.09%)$407,200 (+6.29%) Building $407,200$455,264 (+13.91%)
2025$4,398.00 (+6.03%)$383,100 (+9.99%) Building $383,100$399,665 (+3.37%)
2024$4,148.00 (+8.36%)$348,300 (+13.01%) Building $348,300$386,650
2023$3,828.00$308,200 Building $308,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 674 Gorham St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 674 Gorham St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fiber · Fixed Wireless
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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