Sumter County property record for 684 Ginhouse Dr, Sumter, SC 29154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,627 sqft · built 2010 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $182,500 (Apr 2021) |
| Tax Bill | $1,344 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-16-05-004 |
| Primary APN | 206-16-05-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,627 sqft Living Area |
| 1st Floor Area | 1,627 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Patio Area | 120 sqft |
| Fence | Fence |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Utility Building | 38 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 29560 |
|---|---|
| Old Parcel Number | 206 16 05 004 |
| Street Address | 684 GINHOUSE DR |
| City | SUMTER |
| State | SC |
| Zip | 29154-5900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 226 .25 AC |
| Legal Subdivision | FOXCROFT SEC 03B |
| Legal Lot Number | 226 25 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1703 |
684 Ginhouse Dr is owned and occupied by an individual who bought it in April 2021.
Source: Sumter County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 684 GINHOUSE DR, SUMTER, SC 29154-5900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC |
| Mar 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 27, 2021 | Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK |
| Feb 21, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANPAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2021 · Amount on File |
| Deed Sale | Apr 27, 2021 · Amount on File |
| Prior Sale | Feb 21, 2014 · Amount on File |
| Deed Document Number | 0012842077 |
| Deed Book / Page | 1284 / 2077 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 684 GINHOUSE DR, SUMTER, SC 29154-5900 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 684 GINHOUSE DR, SUMTER, SC 29154-5900 |
| Document Number | 0013453390 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | 1345/3390 |
| Name | OUTAMATION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 307 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 684 GINHOUSE DR, SUMTER, SC 29154-5900 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 684 GINHOUSE DR, SUMTER, SC 29154-5900 |
| Document Number | 0013125443 |
|---|---|
| Date | Mar 28, 2023 |
| Book Page | 1312/5443 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 684 GINHOUSE DR, SUMTER, SC 29154-5900 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 684 GINHOUSE DR, SUMTER, SC 29154-5900 |
| Document Number | 0013081326 |
|---|---|
| Date | Oct 28, 2022 |
| Book Page | 1308/1326 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 343 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Apr 27, 2021 |
| Property Address | 684 GINHOUSE DR, SUMTER, SC 29154-5900 |
| Document Number | 0012842077 |
| Book / Page | 1284 / 2077 |
| Map Reference | MB PB2007 PG 458 |
| Instrument Date | Apr 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.25 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 684 GINHOUSE DR, SUMTER, SC 29154-5900 |
| Document Number | 0012842081 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 1284/2081 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 684 GINHOUSE DR, SUMTER, SC 29154-5900 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 0012652287 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 1265/2287 |
| Name | LOANPAL LLC |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 684 Ginhouse Dr was $1,344.
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,344.00 | $6,910 Land $1,000 Building $5,910 | $172,597 Land $25,000 Building $147,597 |
| 2023 | $6,850 (-) Land $1,000 Building $5,850 | $172,597 (-) Land $25,000 Building $147,597 | |
| 2022 | $1,269.00 | $6,850 Land $1,000 Building $5,850 | $172,597 Land $25,000 Building $147,597 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 684 Ginhouse Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2015–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 684 Ginhouse Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 42% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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