Sumter County property record for 680 Ginhouse Dr, Sumter, SC 29154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 2011 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $234,900 (Nov 2023) |
| Tax Bill | $1,402 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-16-05-003 |
| Primary APN | 206-16-05-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Gross Area | 2,120 sqft |
| 1st Floor Area | 1,620 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 100 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 29559 |
|---|---|
| Street Address | 680 GINHOUSE DR |
| City | SUMTER |
| State | SC |
| Zip | 29154-5900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 225 2007-458 .25 AC |
| Legal Subdivision | FOXCROFT SEC 04A |
| Legal Lot Number | 225 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1703 |
680 Ginhouse Dr is owned and occupied by an individual who bought it in November 2023.
Source: Sumter County records, as of August 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 680 GINHOUSE DR, SUMTER, SC 29154-5900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Nov 7, 2023 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 18, 2023 | Deed, Transfer |
| May 17, 2021 | Deed of Distribution, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2023 · Amount on File |
| Deed Sale | Nov 7, 2023 · Amount on File |
| Prior Sale | Sep 18, 2023 · Amount on File |
| Deed Book / Page | 1320 / 4321 |
| Prior Transfer Date | May 14, 2021 |
| Prior Transfer Doc | 0012852675 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Apr 6, 2026 |
| Property Address | 680 GINHOUSE DR, SUMTER, SC 29154-5900 |
| Document Number | 1352003684 |
| Book / Page | 1352 / 3684 |
| Instrument Date | Apr 1, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 680 GINHOUSE DR, SUMTER, SC 29154-5900 |
| Document Number | 1352003684, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 1352/3684 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Nov 7, 2023 |
| Property Address | 680 GINHOUSE DR, SUMTER, SC 29154-5900 |
| Document Number | 0013204321 |
| Book / Page | 1320 / 4321 |
| Map Reference | MB PB2011 PG 73 |
| Instrument Date | Nov 6, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $611.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 680 GINHOUSE DR, SUMTER, SC 29154-5900 |
| Document Number | 0013204325 |
|---|---|
| Date | Nov 7, 2023 |
| Instrument | 1320-4325 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Sep 18, 2023 |
| Property Address | 680 GINHOUSE DR, SUMTER, SC 29154-5900 |
| Document Number | 0013185523 |
| Book / Page | 1318 / 5523 |
| Map Reference | MB PB2011 PG 73 |
| Instrument Date | Sep 13, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $426.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | May 17, 2021 |
| Property Address | 680 GINHOUSE DR, SUMTER, SC 29154-5900 |
| Document Number | 0012852675 |
| Book / Page | 1285 / 2675 |
| Map Reference | MB 2011 PG 73 |
| Instrument Date | May 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 680 GINHOUSE DR, SUMTER, SC 29154-5900 |
The 2025 property tax bill for 680 Ginhouse Dr was $1,402.
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,402.00 | $9,220 Land $1,000 Building $8,220 | $230,321 Land $25,000 Building $205,321 |
| 2023 | $1,221.00 (-66.79%) | $6,550 (-33.3%) Land $1,000 Building $5,550 | $165,827 (-) Land $25,000 Building $140,827 |
| 2022 | $3,677.00 | $9,820 Land $1,500 Building $8,320 | $165,827 Land $25,000 Building $140,827 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 680 Ginhouse Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2015–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 680 Ginhouse Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 42% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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