684 E J St, Chula Vista, CA 91910 Property Records

San Diego County property record for 684 E J St, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,537 sqft · built 1977
Lot Size	0.148 acres (6,464 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,084 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`640-103-11-00`

Property Details

APN / Parcel Number

Primary APN	`640-103-11-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,537 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,464 sqft (0.148 acres)
Lot Dimensions	110 ft deep x 62 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	684 E J ST
City	CHULA VISTA
State	CA
Zip	91910-6541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1HP
Legal Description	LOT 26 TR 008297
Legal Subdivision	SOUTH BAY VILLAS
Legal Tract	008297
Legal Block	2
Legal Lot Number	26
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	13409

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	684 E J ST, CHULA VISTA, CA 91910-6541
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 21, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 26, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 1, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 25, 2017	Quit Claim Deed, Transfer · VA Mortgage WEST COAST FUNDING & REAL ESTATE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2017
Deed Sale	Jul 25, 2017
Prior Sale	Dec 27, 2002 · Amount on Record
Deed Document Number	2017333067
Prior Transfer Date	Jul 7, 2017
Prior Transfer Doc	0000333067
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	684 E J ST, CHULA VISTA, CA 91910-6541
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 PLEASANT VALLEY AVE 3, 3, MOUNT LAUREL, NJ 08054-1210

Mortgage

Document Number	0000075216
Date	Feb 1, 2021
Instrument	2021-0075216

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Sep 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	684 E J ST, CHULA VISTA, CA 91910-6541
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000243791
Date	Jun 21, 2019
Instrument	2019-0243791

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	684 E J ST, CHULA VISTA, CA 91910-6541
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117132
Date	Mar 26, 2018
Instrument	2018-0117132

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	684 E J ST, CHULA VISTA, CA 91910-6541
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000222019
Date	May 1, 2020
Instrument	2020-0222019

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Aug 1, 2049

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 25, 2017
Property Address	684 E J ST, CHULA VISTA, CA 91910-6541
Document Number	0000333067
Instrument Date	Jul 7, 2017
Instrument	333067
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	684 E J ST CHULA VISTA CA 919106541, CHULA VISTA, CA 91910-6541

Mortgage

Document Number	333068
Date	Jul 25, 2017
Instrument	333068

Lender

Name	WEST COAST FUNDING & REAL ESTATE SVCS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$479,954 (+2%) Land $177,266 Building $302,688
2025	$6,084.00 (+5.35%) Homeowner's exemption	$470,544 (+4.04%) Land $173,791 Building $296,753
2023	$5,775.00 (+3.09%) Homeowner's exemption	$452,275 Land $167,044 Building $285,231
2022	$5,602.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wyyerd Connect.

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