681 E J St, Chula Vista, CA 91910 Property Records

San Diego County property record for 681 E J St, Chula Vista, CA 91910 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,537 sqft · built 1977
Lot Size0.157 acres (6,834 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Aug 2013)
Tax Bill$5,373 (2025)
Deeds & MortgagesAug 2023 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN640-104-05-00

Property Details

APN / Parcel Number

Primary APN640-104-05-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,537 sqft Living Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Lot Area6,834 sqft (0.157 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address681 E J ST
CityCHULA VISTA
StateCA
Zip91910-6571
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 TR 008297
Legal SubdivisionSOUTH BAY VILLAS
Legal Tract008297
Legal Block2
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract13409

Owner

Source: San Diego County records · APN 640-104-05-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address681 E J ST, CHULA VISTA, CA 91910-6571
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2023Deed of Trust, Mortgage · SBA Mortgage
CITIZENS BANK
Oct 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2013 · Amount on Record
Deed SaleAug 30, 2013 · Amount on Record
Prior SaleApr 12, 2002 · Amount on Record
Deed Document Number2013544617
Prior Transfer DateAug 29, 2005
Prior Transfer Doc0000784438
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address681 E J ST, CHULA VISTA, CA 91910-6571
Transaction TypeMortgage
Record UpdatedAug 15, 2023
Title CompanyREPUBLIC COMMERCIAL TITLE COMPANY L, REPUBLIC COM TTL CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address681 E J ST, CHULA VISTA, CA 91910-6571

Mortgage

Document Number0000211784
DateAug 04, 2023
Instrument2023-0211784
Lender
NameCITIZENS BANK
TypeBank
AddressELIZABETHTON, TN 37644
Agreement
TypeSBA Mortgage
AmountAmount Recorded

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address681 E J ST, CHULA VISTA, CA 91910-6571
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address681 E J ST, CHULA VISTA, CA 91910-6571

Mortgage

Document Number0000608983
DateOct 08, 2020
Instrument2020-0608983
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$418,863 (+2%) Land $163,555 Building $255,308
2025$5,373.00 (+5.39%) Homeowner's exemption$410,651 (+4.04%) Land $160,349 Building $250,302
2023$5,098.00 (+3.09%) Homeowner's exemption$394,707 Land $154,123 Building $240,584
2022$4,945.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730134092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 34% of the US · above 20% of California
Wildfire LikelihoodAbout 1 in 2,564 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 398 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Wyyerd Group, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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