Schoharie County and Summit Town property record for 684 Baldwin Rd, Summit, NY 12175 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,512 sqft Living Area |
| Lot Size | 174,240 sqft (4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $220,000 (2023) |
| Tax Bill | $4,736.00 (2025) |
| Primary APN | 434800 123.-3-9.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,512 sqft Living Area |
| 1st Floor | 1,008 sqft 1st Floor |
| Upper Floors | 504 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Exterior |
| Lot Area | 174,240 sqft (4 acres) |
| Lot Width | 403 ft Width |
| Porch Area | 480 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 545J189017 |
|---|---|
| Street Address | 684 BALDWIN RD |
| City | SUMMIT |
| State | NY |
| Zip | 12175-2007 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 9.001 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | SUMMIT |
| Census Blockgroup | 1 |
| Census Block | 1039 |
| Census Tract | 740500 |
Source: Schoharie County and Summit Town records · APN 434800 123.-3-9.1
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 684 BALDWIN RD, SUMMIT, NY 12175-2007 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 09, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMESTEAD FUNDING CORP |
| Mar 18, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance QUICKEN LOANS INC |
| Mar 07, 2017 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| Aug 20, 2018 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 09, 2023 · Amount on Record |
| Deed Sale | Nov 09, 2023 · Amount on Record |
| Deed Doc Number | 2023823289 |
| Deed Book / Page | 1200 / 193 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Nov 09, 2023 |
| Property Address | 684 BALDWIN RD, SUMMIT, NY 12175-2007 |
| Document Number | 001200/193 |
| Book / Page | 1200 / 193 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 823289 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 425 CROSS HILL RD, RICHMONDVILLE, NY 12149-1720 |
| Document Number | 002059/130 |
|---|---|
| Date | Nov 09, 2023 |
| Book Page | 2059/130 |
| Instrument | 823292 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 684 BALDWIN RD, SUMMIT, NY 12175-2007 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001986/215 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 1986/215 |
| Instrument | 807779 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 684 BALDWIN RD, SUMMIT, NY 12175-2007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001752/0000000260 |
|---|---|
| Date | Mar 07, 2017 |
| Book Page | 0000001752/0000000260 |
| Instrument | 000000714483 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 684 BALDWIN RD, SUMMIT, NY 12175-2007 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000001812/0000000113 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 0000001812/0000000113 |
| Instrument | 000000747966 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 353 Months |
| Due | Jan 01, 2048 |
Source: Schoharie County and Summit Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Summit Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,736.00 (+26.06%) | $71,400 (-) Land $12,700 Building $58,700 | $185,455 (+11.04%) Land $32,987 Building $152,468 |
| 2023 | $71,400 Land $12,700 Building $58,700 | $167,018 Land $29,708 Building $137,310 | |
| 2020 | $3,757.00 |
Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low 20th percentile nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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