684 6530 Rd, Montrose, CO 81401 Property Records

Montrose County property record for 684 6530 Rd, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,132 sqft · built 1899
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Nov 2024)
Tax Bill	$1,041 (2025)
Deeds & Mortgages	Feb 2010 Mortgage Sep 2007 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3767-223-00-042`

Property Details

APN / Parcel Number

Primary APN	`3767-223-00-042`
Alternative APN	`R0005647`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,132 sqft Heated Area

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1930
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	25,700 sqft (0.59 acres)
Pole Barn	176 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0005647
Street Address	684 6530 RD
City	MONTROSE
State	CO
Zip	81401-8853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: STONE EXEMPTION LOT: 2 S: 22 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	22
Legal Subdivision	STONE EXEMPTION
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	2
Census Block	2009
Census Tract	966302

Owner

Source: Montrose County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	684 6530 RD, MONTROSE, CO 81401-8853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2010	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 7, 2007	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Nov 18, 2024	Special Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Dec 20, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2024 · Amount on Record
Deed Sale	Nov 18, 2024 · Amount on Record
Prior Sale	Apr 10, 1991
Deed Document Number	2024976670
Prior Transfer Date	Dec 20, 2023
Prior Transfer Doc	0000967922
Record Updated	Sep 20, 2026

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	684 6530 RD, MONTROSE, CO 81401-8853
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000811121
Date	Feb 8, 2010
Instrument	811121

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2040

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	684 6530 RD, MONTROSE, CO 81401-8853
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000780569
Date	Sep 7, 2007
Instrument	780569

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Aug 13, 2047

November 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Nov 18, 2024
Property Address	684 6530 RD, MONTROSE, CO 81401-8853
Document Number	0000976670
Map Reference	MB 12 PG 591
Instrument Date	Nov 18, 2024
Instrument	976670
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	62470 HIGHWAY 90, MONTROSE, CO 81403-9601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 6530 RD, MONTROSE, CO 81401-8853

Mortgage

Document Number	0000976671
Date	Nov 18, 2024
Instrument	976671

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

Mortgage

Document Number	0000976672
Date	Nov 18, 2024
Instrument	976672

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	LAKEWOOD, NJ 08701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTROSE CO
Recording Date	Dec 20, 2023
Property Address	684 6530 RD, MONTROSE, CO 81401-8853
Document Number	0000967922
Map Reference	MB 12 PG 591
Instrument Date	Dec 20, 2023
Instrument	967922
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62470 HIGHWAY 90, MONTROSE, CO 81403-9601

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,041.00 (+146.1%)	$15,880 (+170.53%)	$225,270 (+157.28%) Land $85,000 Building $140,270
2024	$423.00 (+109.41%)	$5,870 (-40.77%) Land $2,890 Building $2,980
2023	$202.00	$9,910 Land $4,880 Building $5,030	$87,560 Land $43,120 Building $44,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx.

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