Monroe County property record for 6838 Konarcik Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 6 ba · 2,044 sqft · built 2006 |
| Lot Size | 15.7 acres (683,892 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $14,004 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-26-200-004-000 |
| Primary APN | 08-26-200-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 6 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,044 sqft Building Perimeter |
| 1st Floor Area | 1,610 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 683,892 sqft (15.7 acres) |
| Garage Area | 648 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 835 sqft |
| Porch | Slab |
| Porch Area | 460 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6838 KONARCIK RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART SE NE |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 26 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 600401 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6838 KONARCIK RD, WATERLOO, IL 62298-2428 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Aug 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Jun 30, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 29, 2017 |
| Transfer Doc | 0000390675 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6838 KONARCIK RD, WATERLOO, IL 62298-2428 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000404313 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 404313 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6838 KONARCIK RD, WATERLOO, IL 62298-2428 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ILLINOIS TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000403181 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 403181 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 30, 2017 |
| Property Address | 6838 KONARCIK RD, WATERLOO, IL 62298-2428 |
| Document Number | 0000390675 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 390675 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 6838 KONARCIK RD WATERLOO IL 622982428, WATERLOO, IL 62298-2428 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,004.00 (+8.52%) Homeowner's exemption | $234,131 (+37.57%) Land $24,051 Building $210,080 | $702,393 (+5.19%) Land $72,153 Building $630,240 |
| 2024 | $12,904.00 (+23.17%) | $667,761 (+30.79%) Land $73,674 Building $594,087 | |
| 2022 | $10,477.00 Additional exemption filed | $170,192 Land $22,442 Building $147,750 | $510,576 Land $67,326 Building $443,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
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