6653 Konarcik Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 6653 Konarcik Rd, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1987
Square Footage	1,426 sqft Building Perimeter
Lot Size	870,764 sqft (19.9 acres)
Garage	Carport, 240 sqft
Occupancy	Owner Occupied
Tax Bill	$6,842.00 (2024)

Owner

Source: Monroe County records · APN 08-23-400-003-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6653 KONARCIK RD, WATERLOO, IL 62298-2425
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6653 KONARCIK RD, WATERLOO, IL 62298-2425
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000414719
Date	Feb 05, 2021
Instrument	414719

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 01, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$126,395 (+30.61%) Land $20,575 Building $105,820
2024	$6,842.00		$362,541 (+24.88%) Land $64,530 Building $298,011
2022	Additional exemption filed	$96,770 Land $20,160 Building $76,610	$290,310 Land $60,480 Building $229,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`08-23-400-003-000`
Alternative APN	`08230000000805 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,426 sqft Building Perimeter
1st Floor	1,026 sqft 1st Floor
Upper Floors	400 sqft Upper Floors
Basement Area	713 sqft Basement
Unfinished Basement	713 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame Construction
Lot Area	870,764 sqft (19.9 acres)
Driveway	Driveway Concrete
Driveway Area	320 sqft Driveway
Garage Type	Carport Garage
Garage Area	240 sqft Garage
Carport	Carport
Carport Area	240 sqft Carport
Patio Area	120 sqft Patio
Porch Area	504 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	6653 KONARCIK RD
City	WATERLOO
State	IL
Zip	62298-2425
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PART SW SE 0165652
Legal Range	09W
Legal Township	02S
Legal Section	23
Jurisdiction	MONROE IL
Minor Civil Division	28
Census Blockgroup	2
Census Block	2011
Census Tract	600401