6832 Sundrop St, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6832 Sundrop St, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,155 sqft · built 2011
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on Record
Last Sale	$351,000 (Aug 2021)
Tax Bill	$7,824 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30263229890001100G`

Property Details

APN / Parcel Number

Primary APN	`30263229890001100G`
Alternative APN	`156633`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,155 sqft Heated Area
Gross Area	2,951 sqft
1st Floor Area	2,155 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,839 sqft (0.157 acres)
Garage Type	Finished
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	156633
Street Address	6832 SUNDROP ST
City	HARMONY
State	FL
Zip	34773-6075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HARMONY NEIGHBORHOODS G-H-F PB 19 PG 163-176 LOT 100G
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY
Legal Tract	2989
Legal Block	1
Legal Lot Number	100G
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2203
Census Tract	43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6832 SUNDROP ST, HARMONY, FL 34773-6075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Oct 19, 2017	Warranty Deed, Transfer · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Prior Sale	Oct 19, 2017 · Amount on Record
Deed Document Number	2021130764
Deed Book / Page	6028 / 962
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 23, 2021
Property Address	6832 SUNDROP ST, HARMONY, FL 34773-6075
Document Number	0060280962
Book / Page	6028 / 962
Map Reference	MB 19 PG 163-176
Instrument Date	Aug 20, 2021
Instrument	2021130764
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,457.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	602 S LAKE PLEASANT RD, 602, APOPKA, FL 32703-5620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 NE 1ST TER, DEERFIELD BEACH, FL 33064-3403

Mortgage

Document Number	6028966
Date	Aug 23, 2021
Instrument	6028/966

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 19, 2017
Property Address	6832 SUNDROP ST, HARMONY, FL 34773-6075
Document Number	0052261322
Book / Page	005226 / 001322
Instrument Date	Sep 27, 2017
Instrument	149858
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,652.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6832 SUNDROP ST HARMONY FL 347736075, HARMONY, FL 34773-6075

Mortgage

Document Number	52261324
Date	Oct 19, 2017
Book Page	005226/001324
Instrument	149859

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,824.00 (+5.62%) Homeowner's exemption	$323,459 (+5.99%)	$329,900 (-1.58%) Land $65,000 Building $264,900
2023	$7,408.00 (+5.47%) Homeowner's exemption	$305,189 (+3%)	$335,200 (+13.13%) Land $65,000 Building $270,200
2022	$7,024.00 Homeowner's exemption	$296,300 Land $60,000 Building $236,300	$296,300 Land $60,000 Building $236,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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